Structured Settlements 4Real®Blog 2026

Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.

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The STRUCTURED SETTLEMENTS 4REAL® Blog is a highly regarded source for structured settlement news, information, and commentary, led by structured settlement and settlement planning subect mater expert John Darer CLU ChFC MSSC CeFT RSP CLTC. With two decades of operation, the blog and 4structures.com are recognized as comprehensive resources, offering detailed guides and specialized insights. Established in 2005, the blog caters to a broad audience, including legal professionals, injured individuals, families, and various stakeholders, providing reviews and opinions on settlement planning. John Darer, President of 4structures.com LLC, is a seasoned structured settlement expert with over 40 years of financial services experience and 31 years specializing in structured settlements. Based in Stamford, CT, he is a Certified Financial Transitionist and Registered Settlement Planner, holding insurance licenses in 45 states and the District of Columbia. John Darer is dedicated to transparency and advocacy, he emphasizes the importance of engaging trained and licensed professionals for settlement planning, offering valuable insights through his investigative journalism and professional commentary.

Category: False Scott Rothstein Narrative

False Scott Rothstein Narrative is a key term used to counter mislabeling and mischaracterization by a former US attorney that was amplified by the press from 2009-2011.

Key facts

  1. Scott Rothstein’s deposition. Rothstein testified that special care was taken not to use “structured settlements” as it would have invited more scrutiny due to the need for court approval of each transaction under the structured settlement protectiuon acts.
  2. The charging document for Scott Rothstein made no mention of structured settlements.
  3. On November 8, 2009 Alan Sakowitz , President of Pointe Development Company appeared on WPLG-TV to discuss the Rothstein case with Kendall Coffey and reporter Michael Putney. During the discussion, when Coffey suggested that Rothstein was selling “structured settlements,” Sakowitz corrected Coffey, noting that the legal settlements in question could not have been structured settlements.

  • SSP and NSSTA Annual Meeting Agenda 2010

    “Web 2.0” had a prominent role in nipping the false Rothstein narrative in the bud. This author called for an NSSTA “media SWAT team” several years ago. The important thing to take way is that while this “operation” was not a NSSTA operation, it worked.