Structured Settlements 4Real®Blog 2026

Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.

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The STRUCTURED SETTLEMENTS 4REAL® Blog is a highly regarded source for structured settlement news, information, and commentary, led by structured settlement and settlement planning subect mater expert John Darer CLU ChFC MSSC CeFT RSP CLTC. With two decades of operation, the blog and 4structures.com are recognized as comprehensive resources, offering detailed guides and specialized insights. Established in 2005, the blog caters to a broad audience, including legal professionals, injured individuals, families, and various stakeholders, providing reviews and opinions on settlement planning. John Darer, President of 4structures.com LLC, is a seasoned structured settlement expert with over 40 years of financial services experience and 31 years specializing in structured settlements. Based in Stamford, CT, he is a Certified Financial Transitionist and Registered Settlement Planner, holding insurance licenses in 45 states and the District of Columbia. John Darer is dedicated to transparency and advocacy, he emphasizes the importance of engaging trained and licensed professionals for settlement planning, offering valuable insights through his investigative journalism and professional commentary.

Category: don mcnay

  • Donald McNay (1959-2016)

    Donald McNay (1959-2016)

    Donald “Don” McNay, a respected author and financial expert, passed away on May 29, 2016. Born in 1959, he founded McNay Settlement Group and was renowned for his expertise in structured settlements and lottery finance. He also authored eight best-selling books and was recognized for his contributions to journalism and community service.

  • Cobain in The Membrane? Structured Settlement Advertising Oversight or Subliminal Suggestion?

    I chuckle at advertisers with mismatched theme music in adverts. A mosquito? A blood-sucking insect? ‘Smells Like Teen Spirit’ smells more like a structured settlement cash now tune. “I’m worse at what I do best, And for this gift I feel blessed” could be the mantra for several factoring companies.