Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
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Category: Detroit Michigan Structured Settlements
Detroit Michigan structured settlements ommentary by structured settlement expert John Darer that may be of interest to injured persons, guardians, consumers, lawyers, businesses in Detroit with personal injury or wrongful death claims
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Where college financial aid is needed, it’s important to understand asset disclosure requirements and how assets (and how the assets are titled) impact federal and institutional financial aid as part of the settlement planning process
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When structuring attorney fees or taxable damages, it’s common to schedule the first payment in January of the following year so that it is not received in the same tax year as the settlement. An attorney who is already having a great income year can use this strategy to delay receipt
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How structured settlements can make a difference in bad faith cases on either side of the damages tax spectrum
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Structured settlement buyers are providing financial advice without a license. Some buyers also provide investment advice without a license. Bad sales pitches and advice fuels short term thinking, , momentary sizzle that leads to repeat sale transactions in a short time frame and monetary fizzle.
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Don’t Run Out of Money Before You Run Out of Time! Do a Structured Settlement Instead of Watching Your Shrinking Capital, like the dand drifting out of the top chamber of an hourglass.
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When you use your credit card or finance a purchase, you are taking on debt, When you sell your structured settlement payment rights, you are liquidating all or a portion of an asset and you will never get it back.
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The settlement planning space I operate in is at the intersection of multiple dynamic overlapping disciplines as part of a much larger dynamic financial services industry. This necessitates not only an incredible foundation level of knowledge but the need to stay current, to keep the pace.
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When savings accounts pay zero or confiscatory interest rates, they would seek out the exact type of safe yield that structured settlement payments provide to personal injury victims, wrongful death survivors and others who elect to receive structured settlements when their lawsuits settle.
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A structured settlement commutation rider is a provision in a structured settlement that provides for a conversion of some or all of the future structured settlement payments to a lump sum timed to a specific event and in accordance with a formula specified in the contract.
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MetLife’s Periodic Payment Agreement helps transfer financial obligations for personal physical injury cases that can’t be assigned under IRC Section 130. The annuity serves as a qualified funding asset, meeting the exception to the “non-natural person rule” outlined in IRC 72(u)(3)(C).