Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
recent posts
- A Socratic Exploration: Why “Restructuring Policies” Is Inaccurate in Structured Settlements
- Corinthian Museum of Content Barfing — News Flash
- SettlementDecisions Episode 5: What SettlementDecisions Really Is — A Lead Funnel, Not an Information Source
- Structured Settlement Annuity Guarantees Help Financial Peace of Mind
- How Sheron Jones Was Exploited — And Why D.C.’s Failure to Mandate IPA in SSPA Enabled It
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Category: Detroit Michigan Structured Settlements
Detroit Michigan structured settlements ommentary by structured settlement expert John Darer that may be of interest to injured persons, guardians, consumers, lawyers, businesses in Detroit with personal injury or wrongful death claims
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Instead of a creative approach that addresses the plaintiff’s needs, some limit their thinking about structured settlements to the obvious, minor’s cases when publication after publication speaks of the leading financial concern of Americans over age 40 being outliving their savings
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Structured settlement annuities, such as those issued by Pacific Life Insurance Company provide stable core income that people can depend on for a fixed period of time or for an income that cannot be outlived. A customized series of payments negotiated as part of the consideration for settlement.
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Are there any ethical considerations for a structured settlement co-broker placing a structured settlement for the defense using the information about the plaintiff’s structure to solicit them in the future for other insurance, advisory or investment products and services by them or third parties?
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Where college financial aid is needed, it’s important to understand asset disclosure requirements and how assets (and how the assets are titled) impact federal and institutional financial aid as part of the settlement planning process
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When structuring attorney fees or taxable damages, it’s common to schedule the first payment in January of the following year so that it is not received in the same tax year as the settlement. An attorney who is already having a great income year can use this strategy to delay receipt
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How structured settlements can make a difference in bad faith cases on either side of the damages tax spectrum
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Structured settlement buyers are providing financial advice without a license. Some buyers also provide investment advice without a license. Bad sales pitches and advice fuels short term thinking, , momentary sizzle that leads to repeat sale transactions in a short time frame and monetary fizzle.
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Don’t Run Out of Money Before You Run Out of Time! Do a Structured Settlement Instead of Watching Your Shrinking Capital, like the dand drifting out of the top chamber of an hourglass.
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When you use your credit card or finance a purchase, you are taking on debt, When you sell your structured settlement payment rights, you are liquidating all or a portion of an asset and you will never get it back.
