Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
recent posts
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- SettlementDecisions Episode 5: What SettlementDecisions Really Is — A Lead Funnel, Not an Information Source
- Structured Settlement Annuity Guarantees Help Financial Peace of Mind
- How Sheron Jones Was Exploited — And Why D.C.’s Failure to Mandate IPA in SSPA Enabled It
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Category: Detroit Michigan Structured Settlements
Detroit Michigan structured settlements ommentary by structured settlement expert John Darer that may be of interest to injured persons, guardians, consumers, lawyers, businesses in Detroit with personal injury or wrongful death claims
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A legal case that teaches us that not all parents are honest with their children’s money. It teaches us the importance of good structured settlement documentation and follow thourgh. Nicole Herivaux v Metropolitan Life Insurance Company, Marie Herivaux, Supreme Court of the State of New York Index 650783/0217
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MetLife, Inc. announced in January 2018 that it intends to merge two subsidiaries Metropolitan Tower Life Insurance Company and General American Life Insurance Company. The surviving brand will be Metropolitan Tower Life Insurance Company, which underwrites structured settlement annuities
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2017 was quite a year, punctuated by the tax reform bill which leaves fundamental structured settlement tax rules intact. Here’s a digest of the 2017 Year in Review, including game changing news resulting from outrageous conduct in the structured settlement secondary and tertiary market.
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The article discusses Structured Settlement Commutation Riders, likening their value to fries accompanying a burger. It emphasizes the rider’s purpose in providing liquidity for beneficiaries and addresses misconceptions about their benefits, particularly regarding probate and tax implications. The author critiques misleading claims from settlement planners, highlighting regulatory aspects and the evolving landscape of estate tax.
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Tthere was NO dispute about the amounts K-Mart should pay to states and the federal government; that there was NO controversy concerning the releases K-Mart would receive in exchange for payments and that there was NO dispute about the amount of (relator) Ireland’s share or his attorney’s fees.”
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John Darer® of 4structures.com LLC, is one of only two structured settlement and settlement planning experts to earn the CeFT® in the United States. Certified Financial Transitionist ups the game for settlement advisers with an adaptive business model that focuses on the personal side of money
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Structured settlements have received bipartisan support from Congress for over 35 years, a testament to perceived value of structured settlements by legislators.
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The U.S. Tax Court ruled in T.C. Memo 2017-191 that settlement proceeds to Laura Stepp for disability discrimination and related claims are fully taxable as gross income, as they do not qualify as personal injury damages. Proper documentation is crucial for determining the tax treatment of such settlements.
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In a buy and hold, the structured settlement annuity policyholder is the Defendant or the Defendant’s insurer. With the qualified assignment method, the qualified assignment company is policyholder. Where does not leave the person receiving payments? Read on.