Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
Recent Posts
- “From ‘Bridge to Bitcoin’ to $337M Daily Losses: Less Than a Year Apart.”
- MetLife Announces NQA-Flex Deferred Payment Solution for Non-Physical Injury Settlements
- 🔹Structured Settlements and Bankruptcy of the Payee: What Courts Actually Look At
- Structured Settlement Collection Agency in Henderson, Nevada Is Still Not a Structured Settlement — Now Nevada Law Makes That Clear
- Crypto Still Isn’t Suitable for Injury Victims — A Reminder From This Week’s Headlines
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Category: Deferred Income Annuity (“DIA”)
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An annuity payout rate is not an interest rate. An annuity payout rate is the percentage of the annuity purchase price that is paid out each year and includes both interest and return of principal. The term “annuity payout rate” is used in marketing as a way to make income annuities more attractive.
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How easy is it to deal with a lump sum settlement? Think about this. The failure rate for retirement account withdrawals, when accounts run out of money, using the old “rule of thumb” of 4 percent per year withdrawal rate is as high as 57 percent.
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A lifetime annuity turns part of your settlement recovery, or savings, into stable guaranteed income you can’t outlive. With a structured settlement, stable guaraneted income can begin right away (one month from fudning) or it can be deferred or you can have more than payment stream and do both.
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Encourages the use of annuities in IRAs and qualified plans by excluding a portion of IRA and qualified plan annuity proceeds from retirement income. Encourages retirees to receive some of their retirement savings in the form of guaranteed lifetime annuity payments.
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The fundamental reasoning behind a new issue brief of the American Academy of Actuaries Social Insurance Committee provides justification for fixed income settlement vehicles such as structured settlements, deferred income annuities, treasury bond trusts and personal pension annuities
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Wimbledon fortnight is upon us and with it comes the traditional British delicacy of Strawberries and clotted cream. According to Wikipedia clotted cream has a minimum 55% (of artery clogging) fat content! But wow, does it feel good going down…just like spending money! The effects of irresponsible spending and failure to plan for the future…
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What are you doing about your retirement savings? Are you maxing out your 401(k)? Does your firm have a defined benefit pension or other option? I know, you think can do better in the market, but are you putting anything away in bonds or other fixed income? How’s that working out for you? Have you…
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The following quotes are attributed to Agora Financial’s Dan Amoss, CFA on today’s issue of "The Five Minute Forecast" e-newsletter. "Large pension fund managers working for those with the least to lose tend to be the biggest patsies when it comes to misguided investments. The speculation du jour is called a CDO, which stands for…