Structured Settlements 4Real®Blog 2026

Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.

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The STRUCTURED SETTLEMENTS 4REAL® Blog is a highly regarded source for structured settlement news, information, and commentary, led by structured settlement and settlement planning subect mater expert John Darer CLU ChFC MSSC CeFT RSP CLTC. With two decades of operation, the blog and 4structures.com are recognized as comprehensive resources, offering detailed guides and specialized insights. Established in 2005, the blog caters to a broad audience, including legal professionals, injured individuals, families, and various stakeholders, providing reviews and opinions on settlement planning. John Darer, President of 4structures.com LLC, is a seasoned structured settlement expert with over 40 years of financial services experience and 31 years specializing in structured settlements. Based in Stamford, CT, he is a Certified Financial Transitionist and Registered Settlement Planner, holding insurance licenses in 45 states and the District of Columbia. John Darer is dedicated to transparency and advocacy, he emphasizes the importance of engaging trained and licensed professionals for settlement planning, offering valuable insights through his investigative journalism and professional commentary.

Category: credit default swaps

  • Some Say Credit Default Swaps Should Be Regulated As Insurance

    "Credit default swaps nearly brought down the world financial system last fall when it was discovered that AIG Financial Products had written hundreds of billions of dollars worth of credit protection without setting aside sufficient reserves. Yet since then, pathetically little has been done to get this corner of the derivatives market under control"  Today's…

  • Credit Default Swaps and Your Insurance Company

    While the credit default swap market is unregulated, insurance companies’ use of credit default swaps is. In New York, insurance companies are only allowed to use credit default swaps in very specific and limited ways, and only with approval, according to New York insurance regulator Eric Dinallo.

  • AIG and Feds Reach Agreement to Clear $53.5B Per Regulatory Filing w SEC, Website

    AIG announced on December 2, 2008, through its website, the launch of a financing entity created by the Federal Reserve Bank of New York to address AIG’s liquidity challenges related to credit default swaps (CDS) and similar derivativeswritten on multi-sector collateralized debt obligations (CDOs).