Structured Settlements 4Real®Blog 2026

Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.

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The STRUCTURED SETTLEMENTS 4REAL® Blog is a highly regarded source for structured settlement news, information, and commentary, led by structured settlement and settlement planning subect mater expert John Darer CLU ChFC MSSC CeFT RSP CLTC. With two decades of operation, the blog and 4structures.com are recognized as comprehensive resources, offering detailed guides and specialized insights. Established in 2005, the blog caters to a broad audience, including legal professionals, injured individuals, families, and various stakeholders, providing reviews and opinions on settlement planning. John Darer, President of 4structures.com LLC, is a seasoned structured settlement expert with over 40 years of financial services experience and 31 years specializing in structured settlements. Based in Stamford, CT, he is a Certified Financial Transitionist and Registered Settlement Planner, holding insurance licenses in 45 states and the District of Columbia. John Darer is dedicated to transparency and advocacy, he emphasizes the importance of engaging trained and licensed professionals for settlement planning, offering valuable insights through his investigative journalism and professional commentary.

Category: buy structured settlement payments

  • 7% on Laddered Structured Settlement Receivables?

    7% on Laddered Structured Settlement Receivables?

    Investors aren’t actually buying an annuity. There’s no control over the underlying asset. Receivables have a higher risk profile than annuities and may only represent a fraction of the payment rights. A 3rd party servicing agreement in place, meaning investors mustto deal with a separate servicing company rather than the original annuity issuer.

  • WSJ-Zweig Article on Investing in Secondary Structured Settlement Market-3

    In further follow up to "The Fugu Logic" of the Wall Street Journal and the Secondary Market for Structured Settlements, this author contacted John Bulbrook, CLU of Bulbrook-Drislane in Wellesley Massachusetts. Bulbook is a long time insurance General Agent for over 25 years and has built up a considerable niche as a facilitator for individuals…