Structured Settlements 4Real®Blog 2026

Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.

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The STRUCTURED SETTLEMENTS 4REAL® Blog is a highly regarded source for structured settlement news, information, and commentary, led by structured settlement and settlement planning subect mater expert John Darer CLU ChFC MSSC CeFT RSP CLTC. With two decades of operation, the blog and 4structures.com are recognized as comprehensive resources, offering detailed guides and specialized insights. Established in 2005, the blog caters to a broad audience, including legal professionals, injured individuals, families, and various stakeholders, providing reviews and opinions on settlement planning. John Darer, President of 4structures.com LLC, is a seasoned structured settlement expert with over 40 years of financial services experience and 31 years specializing in structured settlements. Based in Stamford, CT, he is a Certified Financial Transitionist and Registered Settlement Planner, holding insurance licenses in 45 states and the District of Columbia. John Darer is dedicated to transparency and advocacy, he emphasizes the importance of engaging trained and licensed professionals for settlement planning, offering valuable insights through his investigative journalism and professional commentary.

Category: Broward Structured Settlement Transfers

  • Novation Settlement Solutions and Questions of Facts That Explain Nothing

    Novation Settlement Solutions and Questions of Facts That Explain Nothing

    In October 2015, Novation Settlement Solutions exploited a young Black New Yorker through a structured settlement transaction, earning over $1.4 million. They misrepresented questions as “facts” in promoting structured settlements, failing to adequately inform clients. This misleading approach emphasizes the company’s questionable motives in financial dealings.

  • José Manuel Camacho Jr: Allegations of Fraud in Settlement Transfers

    José Manuel Camacho Jr: Allegations of Fraud in Settlement Transfers

    A Florida structured settlement lawyer from Miami, was charged in October 2015 with 14 felony charges of alleged “Fraud-Uttering a Forged Instrument” pursuant to Florida Statute 831.02. It is believed that the alleged forgeries involved transfers of structured settlement payment rights in Florida

  • Unregulated Practices in Structured Settlement Sales

    Unregulated Practices in Structured Settlement Sales

    The article highlights the unethical practices in the structured settlement secondary market, where firms from the National Association of Settlement Purchasers (NASP) lure annuitants with checks that incentivize selling their settlements at minimal value. It criticizes the lack of regulation compared to traditional consumer protections against rebating, exposing a systemic exploitation of vulnerable individuals.

  • Vig Payments Needed For “The Blessing” of Structured Settlement Servicing Company?

    Right of first refusal clauses give the servicing factoring company right of first refusal on subsequent structured settlement transfers. In some cases there’s a need for money to move from any competitor of the servicing factoring company “to get their blessing” in order to override the first refusal. Shady.