Structured Settlements 4Real®Blog 2026

Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.

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The STRUCTURED SETTLEMENTS 4REAL® Blog is a highly regarded source for structured settlement news, information, and commentary, led by structured settlement and settlement planning subect mater expert John Darer CLU ChFC MSSC CeFT RSP CLTC. With two decades of operation, the blog and 4structures.com are recognized as comprehensive resources, offering detailed guides and specialized insights. Established in 2005, the blog caters to a broad audience, including legal professionals, injured individuals, families, and various stakeholders, providing reviews and opinions on settlement planning. John Darer, President of 4structures.com LLC, is a seasoned structured settlement expert with over 40 years of financial services experience and 31 years specializing in structured settlements. Based in Stamford, CT, he is a Certified Financial Transitionist and Registered Settlement Planner, holding insurance licenses in 45 states and the District of Columbia. John Darer is dedicated to transparency and advocacy, he emphasizes the importance of engaging trained and licensed professionals for settlement planning, offering valuable insights through his investigative journalism and professional commentary.

Category: Broward Structured Settlement Receivables

  • A Review of Genex Capital’s Fixed Rate Runner™🟦

    A Review of Genex Capital’s Fixed Rate Runner™🟦

    Genex Capital has improved clarity in its offerings by rebranding its Assured Annuity platform to the Fixed Rate Runner™, accurately describing payment receivables instead of annuities. This change reduces confusion allowing for better investor understanding and aligns with regulatory standards, encouraging the industry to adopt clearer terminology in the tertiary market.

  • When a Brochure Uses the Word “Annuity” for Something That Is Not an Annuity

    When a Brochure Uses the Word “Annuity” for Something That Is Not an Annuity

    The MJ Settlements brochure misleadingly promotes factored structured-settlement payment rights as “Secondary Market Structured Settlement Annuities,” creating a false impression of insurer backing and protection. This misrepresentation exposes retirees to significant risks, as they believe they are purchasing regulated annuity products when they are not. Clarity and accurate terminology are essential.

  • Coral Springs Head Scratcher of the Month

    Coral Springs Head Scratcher of the Month

    MJ Settlements advertising is like playing a childhood game of “Spot The Difference”. So Let’s Play and Critique at the Same Time. Note: Both of these images were captured from public facing images on the MJ Settlements X account on October 15, 2025 for reference purposes only. No copyright claimed. Name of Insurer Not an…

  • The Truth About Structured Settlement Receivables

    The Truth About Structured Settlement Receivables

    It is a scam because investors cannot buy structured settlement annuities. Annuitants cannot sell them either, because they don’t own the underlying annuity. It is generally owned by a qualified assignment company. Investing means you sign a Receivables Purchase Agreement not an annuity application.