Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
recent posts
- Daily Rates Are Often an Important Cost Driver of Structured Settlements
- 🔥Founder and Former CEO of 777 Partners, Joshua Wander, Pleads Guilty⚖️ to $500 Million Fraud Scheme — DOJ Confirms Double‑Pledging, Misappropriation of Structured‑Settlement Funds, and Falsified Bank Statements
- The Steering Problem Needs a Wake‑Up Call
- Companies Still Using the Incorrect Term “Secondary Market Annuity”
- Canonical: Non‑Qualified Assignment (NQA)
about
Category: Broward County Structured Settlements
Structured Settlements in Broward County, FL is a collection of blogs, articles, and commentary on structured settlements by structured settlement expert John Darer CLU, ChFC, MSSC, CeFT, RSP, CLTC. The content is designed for personal injury lawyers practicing in or serving Broward County, as well as Broward County residents involved in lawsuits for personal injury, wrongful death, or medical malpractice, employment, construction defects, or sensitive claims who are seeking settlement planning advice and information.
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It is well settled that factored structured settlement payment rights are not annuities. Factored Structured Settlement Receivables are an unregulated non-insurance product sold by legitimate companies as “”Structured Settlement Annuities” and “Secondary Market Annuities”. It’s just reckless at this point.
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4structures.com, LLC has a convenient listing of Customer Service Telephone Numbers for current and former Structured Settlement Annuity Issuers all in one spot. A good reference because it’s possible that a company, could have merged with another, renamed, or block of business sold.
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HIndert was honored in 2012 as “a distinguished individual who has supported and defended the right to free alienability of property rights”, only months after Cordero sold payments. “NASP considers this right to be its own cornerstone and the foundation of the structured settlement factoring business”.
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Work with a credentialed and experienced settlement planner to explore your options before signing any settlement agreement and release.
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In 2013 Hindert considered that a pitfall occurs if settlement documents include anti-assignment clauses, which do not specifically reference and permit transfers pursuant to IRC 5891 and state structured settlement protection statutes”.The losing cause in Cordero had just that.
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The article discusses the risks of selling structured settlements, highlighting deceptive marketing tactics that misrepresent offers as lucrative. It references inflated claims by a factoring company likening the sale to a “jackpot,” while emphasizing that such sales result in significant losses. Selling structured settlements should be approached cautiously, as it’s not a game or lottery.
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Cordero’s 30 year perioid certain has 360 monthly payments, full stop,.Period certain structured settlement annuities require no medical underwriting. Pricing of a period certain annuity is unaffected by medical information. There are no medical questions on a structured settlement annuity application.
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Amended Section 2111.18 of Ohio Revised Statute, shields information about an Ohio minor’s settlement from 3rd parties, such as structured settlement factoring companies, trawling court dockets looking to exploit a minor once they reach the age of majority,.for pennies on the dollar.
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New York judges are among the most astute judges on the subject of structured settlement factoring.
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People with structured settlements don’t actually own the annuities funding them; these annuities are typically owned by qualified assignment companies. However, individuals with structured settlements do have the option to sell their structured settlement payment rights if a judge approves..