Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
recent posts
- 🔥Founder and Former CEO of 777 Partners, Joshua Wander, Pleads Guilty⚖️ to $500 Million Fraud Scheme — DOJ Confirms Double‑Pledging, Misappropriation of Structured‑Settlement Funds, and Falsified Bank Statements
- The Steering Problem Needs a Wake‑Up Call
- Companies Still Using the Incorrect Term “Secondary Market Annuity”
- Canonical: Non‑Qualified Assignment (NQA)
- ⭐ THE 18–25 GUIDE TO STRUCTURED SETTLEMENTS
about
Category: Boca Raton Structured Settlement Investments
-
Structured settlement annuities cannot be bought and sold however, the right to receive structured settlement payments can be bought and sold. It’s a critical distinction for investors who may be misled into thinking they are buying an annuity with its associated protections.
-
Structured settlement receivables are NOT annuities and NOT eligible for a 1035 exchange. Holders of retirement annuities may be in for a nasty surprise if they liquidate tax deferred annuities to buy “secondary market annuities”.. It could mean hundreds of thousands in taxes/penalties.. Yuck!
-
Life-contingent structured settlement payments are only payable if the Payee is alive on the date the payments are made. Buyers are therefore at substantial risk of not receiving these monies especially because if there is a long deferral period or payment duration
-
It’s misleading because nobody can actually “buy structured settlements”. Structured settlements are a form of settlement not a product. For example a settlement can be resolved in consideration of a lump sum, periodic payments or a combination.. Structured settelments can be funded with an annuity.
-
The National Association of Insurance Commissioners implicitly stated in its Statutory Issue Paper 160 that acquired structured settlement payment rights are not an annuity. Investors beware!
-
The focus should be on enforecable secondary marketplace standards regarding solicitation of structured settlement annuitants. Does the same or similar standard that applies to marketing to seniors apply here? I know I’ve been barking about this for years. But where are we?
-
Pay attention to pleadings in ongoing Genex Capital v Genex Capital Investors Arizona litigation that continues to erode what little credibility is left of the terms “secondary market annuity” and “secondary market annuities”. Retirees should pay attention, so should, insurers, settlement planners,financial planners and their clients.