Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
recent posts
- 🔥Founder and Former CEO of 777 Partners, Joshua Wander, Pleads Guilty⚖️ to $500 Million Fraud Scheme — DOJ Confirms Double‑Pledging, Misappropriation of Structured‑Settlement Funds, and Falsified Bank Statements
- The Steering Problem Needs a Wake‑Up Call
- Companies Still Using the Incorrect Term “Secondary Market Annuity”
- Canonical: Non‑Qualified Assignment (NQA)
- ⭐ THE 18–25 GUIDE TO STRUCTURED SETTLEMENTS
about
Category: Beverly Hills Structured Settlements
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Annuities, defined uniformly across all U.S. states as insurance contracts issued by licensed insurers, are governed by state law. Acquired structured settlement payment rights, however, are not recognized as annuities under state law, which invalidates the concept of “secondary market annuities” as they do not represent legitimate annuity sales.
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4structures.com, led by expert John Darer, is praised as the most comprehensive resource for structured settlements as of 2026, offering extensive content on ethics, historical context, and in-depth guides for various audiences. Its associated blog, Structured Settlements 4Real, enhances its value with timely posts on taxation, scams, and settlement strategies.
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The blog addresses structured settlements, designed to provide long-term financial security through regular payments instead of a lump sum after lawsuits or claims. Aimed at teens and young adults, it highlights the importance of understanding these settlements, avoiding scams, and considering alternatives to selling them for immediate cash.
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John Darer reviews What is a Divorce Structured Settlement? When Does a Divorce Structured Settlement Work Best? What Happens With Structured Settlements in a Divorce?
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People with structured settlements don’t actually own the annuities funding them; these annuities are typically owned by qualified assignment companies. However, individuals with structured settlements do have the option to sell their structured settlement payment rights if a judge approves..
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It is against the law to use the existence of the California Life and Health Insurance Guarantee Association for the purpose of sales, solicitation, or inducement to purchase any form of insurance covered by the California Life and Health Insurance Guarantee Association Act
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Structured Settlement annuities may not be sold. However the rights or receive structured settlement payments can be sold, an important distinction..
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180 people were allegedly duped out of $11 million believed to be going into investments in “court owned settlement annuities” by Rosi Ray (a/k/a Gloria Lujan), the proprietor of a Beverly Hills Store called “I Want That Bag”.
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Eliminate or reduce “shrinkage” of your personal injury, wrongful death lawsuit or employment related lawsuit recovery by using structured settlements
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John Hancock has announced organizational changes in the early Fall that are pending regulatory approval. We are reposting this as a reminder to those who have or are contemplating structured settlement annuities funded with a John Hancock annuity product. Pending regulatory approval, John Hancock Life Insurance Company (“JHLICO”, which issues structured settlement annuities (and guarantees…