Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
recent posts
- Corinthian Museum of Content Barfing — News Flash
- SettlementDecisions Episode 5: What SettlementDecisions Really Is — A Lead Funnel, Not an Information Source
- Structured Settlement Annuity Guarantees Help Financial Peace of Mind
- How Sheron Jones Was Exploited — And Why D.C.’s Failure to Mandate IPA in SSPA Enabled It
- Attorney Fee Structured Settlement Factoring
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Category: Beaumont Structured Settlements
Beaumont Structured Settlements offers blogs, articles, and commentary on structured settlements in Beaumont Texas, authored by structured settlement expert John Darer CLU, ChFC, MSSC, CeFT, RSP, CLTC. The content is designed for personal injury lawyers practicing in or serving Beaumont TX, as well as Beaumont residents involved in lawsuits for personal injury, wrongful death, or medical malpractice, who are seeking settlement planning advice and information.
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A structured settlement lock-in (or lock in) means that the structured settlement annuity issuer will guarantee the cost of a structured settlement, including the specific payment stream in exchange for the “quid pro quo” of a commitment to accept or purchase.
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MetLife has launched the Non-Qualified Assignment Flex Agreement (NQA-FA), providing enhanced payment flexibility not restricted by IRC 72(u). This product supports deferred payments, lump sums, and annual increases, allowing for customization. It serves as a settlement tool for non-physical injury claims, offering reliability and strong repayment features.
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Corebridge Financial and Equitable Holdings are merging in a $22 billion all-stock deal, creating a new company named Equitable, trading on the NYSE as EQH. Corebridge shareholders will own 51%, while Equitable shareholders will hold 49%. The merger aims to enhance service for over 12 million customers and diversify offerings.
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The Corporate Transparency Act aimed to target shell companies and money laundering but disproportionately burdens small, transparent businesses instead. While genuine entities must submit detailed information, complex corporate structures evade scrutiny. This regulatory gap allows opaquely operating LLC networks to thrive, undermining the act’s intent to enhance transparency and accountability.
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Our sources indicate that certain originators of structured settlement factoring transactions employ disposable DBAs, which could arguably be detrimental to both the sellers of structured settlement payment rights and the investors in structured settlement receivables
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Pre-funding a structured settlement can expedite the closing process and safeguard favorable rates in fluctuating interest environments, benefiting all parties involved. Insurance companies often issue pre-fund refund letters, minimizing risks for defendants. This approach is particularly useful in complex court systems like New York, ensuring timely funding of settlements.
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Disgusting victimization of a mentally disabled Texas structured settlement annuitant by an affiliate of Rising Capital, in business for just 5 months, is another chilling example of how taking advice from unlicensed, unqualified structured settlement factoring companies is hazardous to your fiscal health.
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This post begins a new series on the best things about structured settlements. The format will be quick hits or sound bytes on each topic.