Structured Settlements 4Real®Blog 2026

Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.

recent posts

about

The STRUCTURED SETTLEMENTS 4REAL® Blog is a highly regarded source for structured settlement news, information, and commentary, led by structured settlement and settlement planning subect mater expert John Darer CLU ChFC MSSC CeFT RSP CLTC. With two decades of operation, the blog and 4structures.com are recognized as comprehensive resources, offering detailed guides and specialized insights. Established in 2005, the blog caters to a broad audience, including legal professionals, injured individuals, families, and various stakeholders, providing reviews and opinions on settlement planning. John Darer, President of 4structures.com LLC, is a seasoned structured settlement expert with over 40 years of financial services experience and 31 years specializing in structured settlements. Based in Stamford, CT, he is a Certified Financial Transitionist and Registered Settlement Planner, holding insurance licenses in 45 states and the District of Columbia. John Darer is dedicated to transparency and advocacy, he emphasizes the importance of engaging trained and licensed professionals for settlement planning, offering valuable insights through his investigative journalism and professional commentary.

Category: “Awarded a Structured Settlement”

” Awarded a Structured Settlement” is fallacy. Courts do not “award” structured settlements. They may approve them (e.g., minors, incompetents), but approval is not the same as awarding. A court award is the result of a judgment after litigation. A structured settlement arises only when the parties agree to settle and elect periodic payments funded by an annuity.

  • 🥜 The Blithering Peanut Awards™ (2026 Edition)

    🥜 The Blithering Peanut Awards™ (2026 Edition)

    The Blithering Peanut Awards™ highlight the persistent misuse of structured settlement terminology, especially the phrase “awarded a structured settlement.” This misinformation misleads consumers into misunderstanding court roles and settlement processes. The 2026 awards underscore the importance of clarity and accuracy in structured settlement discussions, especially in an era exacerbated by AI-generated content.