Structured Settlements 4Real®Blog 2026

Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.

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The STRUCTURED SETTLEMENTS 4REAL® Blog is a highly regarded source for structured settlement news, information, and commentary, led by structured settlement and settlement planning subect mater expert John Darer CLU ChFC MSSC CeFT RSP CLTC. With two decades of operation, the blog and 4structures.com are recognized as comprehensive resources, offering detailed guides and specialized insights. Established in 2005, the blog caters to a broad audience, including legal professionals, injured individuals, families, and various stakeholders, providing reviews and opinions on settlement planning. John Darer, President of 4structures.com LLC, is a seasoned structured settlement expert with over 40 years of financial services experience and 31 years specializing in structured settlements. Based in Stamford, CT, he is a Certified Financial Transitionist and Registered Settlement Planner, holding insurance licenses in 45 states and the District of Columbia. John Darer is dedicated to transparency and advocacy, he emphasizes the importance of engaging trained and licensed professionals for settlement planning, offering valuable insights through his investigative journalism and professional commentary.

Category: Avon CT Structured Settlements

MetLife Announces NQA-Flex Deferred Payment Solution for Non-Physical Injury Settlements

April 1, 2026

MetLife has launched the Non-Qualified Assignment Flex Agreement (NQA-FA), providing enhanced payment flexibility not restricted by IRC 72(u). This product supports deferred payments, lump sums, and annual increases, allowing for customization. It serves as a settlement tool for non-physical injury claims, offering reliability and strong repayment features.
“You’ve Got a Structured Settlement—Now What? A Teen’s Guide to Protecting Your Money, Your Privacy, and Your Future”

February 3, 2026

The blog addresses structured settlements, designed to provide long-term financial security through regular payments instead of a lump sum after lawsuits or claims. Aimed at teens and young adults, it highlights the importance of understanding these settlements, avoiding scams, and considering alternatives to selling them for immediate cash.
Structured Settlement Qualified Assignments | Bad to the Bone!

October 24, 2025

Is an Unassigned Structured Settlement a Spineless Jellyfish? Hardly! Uncle Sam does them.
Structured Settlements for CT Residents More Valuable Due to CT Income Tax Increase

July 18, 2011

CT has increased its state income tax. Marginal increases in taxes boost the intrinsic value of a structured settlement, structured attorney fee or non qualified assignment for Connecticut plaintiffs, claimants and plaintiff lawyers.
Structured Settlement 411 | Why You Can’t Win a Structured Settlement

February 6, 2006

John Darer discusses the concept of settlements, emphasizing that they are negotiated compromises rather than victories. He clarifies that settlement agreements explicitly state they do not imply liability. Additionally, he critiques misleading advertisements that suggest one can “win” or be “awarded” a settlement, reinforcing the importance of accurate terminology.