Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
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Category: Austin Structured Settlements
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How does entering into a structured settlement differ from buying an annuity for retirement or long term savings? There is an important difefrence. Learn more by reading this blog.
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A structured settlement is not an annuity. A structured settlement however, can be funded with an annuity as a qualified funding asset pursuant to IRC 130(d).
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CSSC stands for Certified Structured Settlement Consultant. A CSSC holder is expected to have acquired the essential knowledge necessary for success the structured settlement field, having completed over 60 hours of study and passed a comprehensive examination.
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The claim that structured settlements are “tax-free” is misleading. While most structured settlement payments are exempt from federal and state income taxes, other taxes, such as estate taxes and certain excise taxes, may apply. Advertisements must accurately convey these nuances to avoid deception according to federal regulations.
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The fundamental reasoning behind a new issue brief of the American Academy of Actuaries Social Insurance Committee provides justification for fixed income settlement vehicles such as structured settlements, deferred income annuities, treasury bond trusts and personal pension annuities
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It isn’t right for structured settlement brokers and settlement planners to use misleading and/or inaccurate information in comparisons, to promote structured settlements;and to blame it on what is figuratively “the empty chair”, The Hartford.