Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
recent posts
- Daily Rates Are Often an Important Cost Driver of Structured Settlements
- 🔥Founder and Former CEO of 777 Partners, Joshua Wander, Pleads Guilty⚖️ to $500 Million Fraud Scheme — DOJ Confirms Double‑Pledging, Misappropriation of Structured‑Settlement Funds, and Falsified Bank Statements
- The Steering Problem Needs a Wake‑Up Call
- Companies Still Using the Incorrect Term “Secondary Market Annuity”
- Canonical: Non‑Qualified Assignment (NQA)
about
Category: Atlanta Structured Settlements
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H.B. 443.02 is a Georgia bill that seeks to amend Chapter 12 of Title 51 of the Official Code of Georgia ( the GA Structured Settlement Protection Act). The Act contain some notable provisions highlighted for you, is a step forward in much needed regulation of a market that has got out of hand.
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Say you sell $200,000 in future structured settlement payments. If you’re lucky you’ll get 50 cents on the dollar. If you turn around and invest the money at 5% after tax it would take almost more than 14 years just to break even. At 7% after tax it would take more than 10 years.
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Absent regulation of salespeople and sales practices in the structured settlement secondary market is there is no suitability standard, no best interest standard and no fiduciary standard. Unlicensed salesmen lacking credentials are dispensing very poor financial advice and people are getting hurt.
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If you’re going to turn out trash, expect the “bash”. It doesn’t take much for Ozark Funding to do a modicum of research and present accurate information about structured settlements.
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John Darer discusses the concept of settlements, emphasizing that they are negotiated compromises rather than victories. He clarifies that settlement agreements explicitly state they do not imply liability. Additionally, he critiques misleading advertisements that suggest one can “win” or be “awarded” a settlement, reinforcing the importance of accurate terminology.
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Your Structured Settlements. “Today, we are ready to help you get the most out of your valuable asset” says Fairfield Funding, a structured settlement cash now company out of Atlanta, Georgia. The statement is false and misleading and generally total bollocks.
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Atlanta based Fairfield Funding’s financial surgeons are doling out absolutely gangrenous advice, metaphorically speaking, because there really is no prosthesis available once a structured settlemnt payment seller finds themselves “stumped”, with no cash and no income down the road.