Structured Settlements 4Real®Blog 2026

Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.

recent posts

about

The STRUCTURED SETTLEMENTS 4REAL® Blog is a highly regarded source for structured settlement news, information, and commentary, led by structured settlement and settlement planning subect mater expert John Darer CLU ChFC MSSC CeFT RSP CLTC. With two decades of operation, the blog and 4structures.com are recognized as comprehensive resources, offering detailed guides and specialized insights. Established in 2005, the blog caters to a broad audience, including legal professionals, injured individuals, families, and various stakeholders, providing reviews and opinions on settlement planning. John Darer, President of 4structures.com LLC, is a seasoned structured settlement expert with over 40 years of financial services experience and 31 years specializing in structured settlements. Based in Stamford, CT, he is a Certified Financial Transitionist and Registered Settlement Planner, holding insurance licenses in 45 states and the District of Columbia. John Darer is dedicated to transparency and advocacy, he emphasizes the importance of engaging trained and licensed professionals for settlement planning, offering valuable insights through his investigative journalism and professional commentary.

Category: Athlete Endorsement Fee Structures

  • Non Qualified Structured Settlement Benefits Magnified in States With High State Income Tax Rates

    Tax increases increase the intrinsic value of non-qualified structured settlements as an effective resolution tool for employment cases (e.g., wrongful termination, sexual harassment, qui tam), divorce, structured attorney fees, and other settlements where non-qualified assignments are applicable.

  • Structuring Celebrity Endorsement Fees

    Attention Singers/Songwriters Actors/Actresses Comedians Famous Personalities and  "Celebutards" If you are having a good year financially and anticipate endorsement fees that only add to this year's tax bill? A long term financial planning opportunity providing potential relief for celebrities of all types  is available through an Allstate facility. Through certain agents of Allstate Life Insurance…

  • Athlete and Celebrity Endorsement Fees Can Now Be Structured Via “Non Qualified Assignments”

    Allstate Life Insurance Company and Allstate Life Insurance Company of New York have announced the ability to utilize the Allstate International Assignments, Ltd. facility for the structuring of Celebrity Endorsement Fees through the Non-Qualified Assignment process.  X———————————————– Structured Endorsement Fee Obligations assigned to Allstate International Assignments, Ltd. are guaranteed by Allstate Life Insurance Company and offer…