Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
recent posts
- Daily Rates Are Often an Important Cost Driver of Structured Settlements
- 🔥Founder and Former CEO of 777 Partners, Joshua Wander, Pleads Guilty⚖️ to $500 Million Fraud Scheme — DOJ Confirms Double‑Pledging, Misappropriation of Structured‑Settlement Funds, and Falsified Bank Statements
- The Steering Problem Needs a Wake‑Up Call
- Companies Still Using the Incorrect Term “Secondary Market Annuity”
- Canonical: Non‑Qualified Assignment (NQA)
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Category: Alexandria VA Structured Settlements
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Annuities, defined uniformly across all U.S. states as insurance contracts issued by licensed insurers, are governed by state law. Acquired structured settlement payment rights, however, are not recognized as annuities under state law, which invalidates the concept of “secondary market annuities” as they do not represent legitimate annuity sales.
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MetLife has launched the Non-Qualified Assignment Flex Agreement (NQA-FA), providing enhanced payment flexibility not restricted by IRC 72(u). This product supports deferred payments, lump sums, and annual increases, allowing for customization. It serves as a settlement tool for non-physical injury claims, offering reliability and strong repayment features.
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by John Darer CLU ChFC MSSC CeFT RSP CLTC 1099-Misc Overview This post explains When Box 3 Applies What is Box 3? Box 3 on Form 1099‑MISC is labeled Other Income and is used to report payments that do not fit into the form’s other specific boxes. Settlement administrators and defendants sometimes report the entire…
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Flatirons Bank has sued Eastern Point Trust Company, accusing it of hindering its entry into the qualified settlement fund market through unfair competition tactics. Eastern Point countersued, alleging trade secret misappropriation and conspiracy among multiple parties. The case highlights critical issues surrounding intellectual property and competitive practices in the QSF industry.
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4structures.com, LLC has a convenient listing of Customer Service Telephone Numbers for current and former Structured Settlement Annuity Issuers all in one spot. A good reference because it’s possible that a company, could have merged with another, renamed, or block of business sold.
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Structured Asset Funding/123 Lump Sum scored a big point in the first part of a bifurcated Taylor trial in Portsmouth Virginia earlier this week, as Judge Charles Maxfield ruled that Terrence Taylor was a Virginia resident. Taylor had contended he was a resident of West Virginia.
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A structured settlement broker is a licensed and regulated professional who provides professional advice and places structured settlement annuities and may provide fianncial advice and placement of financial vehicles pursuant to professional licenses.