Structured Settlements 4Real®Blog 2026

Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.

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The STRUCTURED SETTLEMENTS 4REAL® Blog is a highly regarded source for structured settlement news, information, and commentary, led by structured settlement and settlement planning subect mater expert John Darer CLU ChFC MSSC CeFT RSP CLTC. With two decades of operation, the blog and 4structures.com are recognized as comprehensive resources, offering detailed guides and specialized insights. Established in 2005, the blog caters to a broad audience, including legal professionals, injured individuals, families, and various stakeholders, providing reviews and opinions on settlement planning. John Darer, President of 4structures.com LLC, is a seasoned structured settlement expert with over 40 years of financial services experience and 31 years specializing in structured settlements. Based in Stamford, CT, he is a Certified Financial Transitionist and Registered Settlement Planner, holding insurance licenses in 45 states and the District of Columbia. John Darer is dedicated to transparency and advocacy, he emphasizes the importance of engaging trained and licensed professionals for settlement planning, offering valuable insights through his investigative journalism and professional commentary.

Category: Affinity Programs and Paid Endorsements

  • The Ethics of Structuring Attorney Fees and Insurance Agency Contributions to TLAs

    What goes on in smoke filled rooms? This email entitled “[Plaintiffs only ]structuring attorney fees” was circulated on September 25, 2009 using a NYSTLA forum/ list serve (copied to a dedicated email address at the New York State Trial Lawyers Association  “NYSTLA”) to many others: (Download NYSTLA List Serve-Forge) entitled “[Plaintiffs only ]structuring attorney fees” was circulated…

  • NATLE endorsed factoring company, Strategic Capital Added to “Cash Now Pushers” List

    It has to be said…The factoring company that has been endorsed by the National Association of Trial Lawyer Executives (NATLE), Strategic Capital, is on the "cash now pusher" list. What an embarassment! Click here for the link to the NATLE web site which highlights this. Here is  one web page Download strategic_capital_corporation_cash_now_question_592008.pdf  which ironically appears…

  • NSSTA Corporate Partnership Program

    The National Structured Settlement Trade Association (NSSTA) has established a corporate partnership program offering marketing opportunities to vendors wanting access to an upscale demographic and financial product distribution network of over 600. Partnership levels range in price from $3,000-$10,000 and each offers considerable benefits including mailing lists of NSSTA members. The partnership opportunities appear to…