Structured Settlements 4Real®Blog 2026

Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.

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The STRUCTURED SETTLEMENTS 4REAL® Blog is a highly regarded source for structured settlement news, information, and commentary, led by structured settlement and settlement planning subect mater expert John Darer CLU ChFC MSSC CeFT RSP CLTC. With two decades of operation, the blog and 4structures.com are recognized as comprehensive resources, offering detailed guides and specialized insights. Established in 2005, the blog caters to a broad audience, including legal professionals, injured individuals, families, and various stakeholders, providing reviews and opinions on settlement planning. John Darer, President of 4structures.com LLC, is a seasoned structured settlement expert with over 40 years of financial services experience and 31 years specializing in structured settlements. Based in Stamford, CT, he is a Certified Financial Transitionist and Registered Settlement Planner, holding insurance licenses in 45 states and the District of Columbia. John Darer is dedicated to transparency and advocacy, he emphasizes the importance of engaging trained and licensed professionals for settlement planning, offering valuable insights through his investigative journalism and professional commentary.

Category: 28 CFR 50.24

A section of the Code of Federal Regulations outlines the minimum qualifications required for annuity brokers to handle cases for the United States, such as those under the Federal Tort Claims Act. The Department of Justice periodically releases a list of annuity brokers who meet these qualifications.

  • Understanding DOJ’s Annuity Broker Qualifications

    Understanding DOJ’s Annuity Broker Qualifications

    “As is true with any party in litigation, the United States has the right to select its own experts and consultants, including annuity brokers, and to engage in frank and confidential discussions with its experts and consultants.”

  • Is There a Need for a Risk Assessment?

    Why did Richard B. Risk, Jr. and his son Robert A. Risk sign the 2004 under penalty of perjury declarations under 28 CFR 50.24 to get on the US Department of Justice annuity broker list, if the plaintiff representation Risk made continuously on their website (at all relevant times) were true?