by Structured Settlement Watchdog
Purchasers of structured settlement receivables continue to try to commandeer the term “structured settlement companies” through surrogates.
Settle4Cash
Bogus 1 “Structured settlement companies buy future settlement payments by paying cash to the seller. Structured settlements 
are often given to individuals by insurance companies due to a personal injury or other lawsuit. They provide monthly tax-free income, usually over the course of several years”. Lauren Ward January 2, 2025. Financially Reviewed by Stephen Sylvester, CPA.
- According to his LinkedIn profile Stephen Sylvester is CPA (inactive) . Why is Settle4Cash promoting Stephen Sylvester as an active CPA when Sylvester himself doesn’t do that on his LinkedIn?
- “Transferee.” The party acquiring or proposing to acquire structured settlement payment rights through a transfer. Source; PA Structured Settlement Protection Act Section 2 (Definitions) Act of Feb. 11, 2000,P.L. 1, No. 1 Cl. 12 – STRUCTURED SETTLEMENT PROTECTION ACT
-
The 2024 Florida Statutes (including 2025 Special Session C) 626.99296Transfers of structured settlement payment rights.—(2)(r) Transfer” means a sale, assignment, pledge, hypothecation, or other form of alienation or encumbrance made by a payee for consideration.(s) “Transfer agreement” means the agreement providing for transfer of structured settlement payment rights from a payee to a transferee.(t) “Transferee” means a person who is receiving or who will receive structured settlement payment rights resulting from a transfer.4. Structured settlements are not gifts from insurance companies. Structured settlements are a form of consideration in a negotiated settlement of a claim or lawsuit for damages, most commonly arising from a personal physical injury, physical sickness, wrongful death or workers compensation.5. There many different payment modes of structured settlement payments. See Types of Structured Settlement Payments | Structured Settlement Payment Options. Payments are not limited to a frequency of monthly.Surely, if Sylvester says he’s an inactive CPA on LinkedIn then why is ” Tweety” not getting it?
Bogus 2 “A structured settlement company is a business that purchases the right to receive future payments from a structured settlement, typically in exchange for a lump-sum payment. These companies, also known as structured settlement annuity buyers, offer a way for individuals receiving periodic payments from a settlement to access their funds earlier than the schedule outlined in the settlement”
Accurate information is so readily available that the statement by Lauren Ward that the acquirers of future periodic payments from a structured settlement (i.e. structured settlement receivables) are structured settlement annuity buyers is prima facie evidence of lack of subject matter expertise, poor research skills and utter failure of Lauren Ward to comprehend the subject matter when authoring and Sylvester lack of comprehension when “financially reviewing” Ward’s article. Why has Lauren Ward and Settle4Cash not qualified that Sylvester is NOT an active CPA in public facing marketing?
Settle4cash was originally associated with Settlement Capital Corporation, a former structured settlement company from Dallas Texas A YouTube channel in the name of Settle4cash features 12 year old videos from starring attorney Matt Bracy. AXDS Axons Digital Solutions Ltd 209 Arch. Makarios III Avenue, Fytides Court, Office 301 Limassol 3030, Cyprus
My interest as The Structured Settlement Watchdog® is as it always has been, to assure that consumers have the clearest path to acccurate information about structured settlements.
Unlike the structured settlement primary market, which is highly regulated and an active license is required to place structured settlement annuities, the structured settlement secondary market’s lack of regulatory oversight of advertising and sales practices is a factor that has led to exploitation of less sophisticated structured settlement payees and horrible outcomes