by Structured Settlement Watchdog
Peachtree, one of the companies in the JG Wentworth family posted a blog on January 
31, 2025 that suggests that a reputable purchasing company is one that “has proper licensing” Well done Peachtree!
Here is the direct quote:
- “Find a reputable purchasing company: Research companies that specialize in purchasing structured settlement payments. Look for:
- Established reputation
- Transparent fee structure
- Positive customer reviews
- Proper licensing”
The lack of regulation of the sales practices of structured settlement factoring companies has heavily stacked the deck against consumers for nearly a quarter of a century. With few exceptions the lack of ability to fine, suspend or revoke authority to do business in a state has, at times, led to absolutely horrible outcomes, many of which I’ve chronicled here.
Some of my prior articles
NY Senate Bill Requires Licensing for Commercial Loans But Not Structured Settlement Factoring to Vulnerable NY Individuals – Structured Settlements 4Real®Blog September 27, 2019
Prostitution vs. Structured Settlements Factoring: A Regulatory Comparison – Structured Settlements 4Real®Blog 2025 June 30, 2023