Structured Settlements 4Real®Blog 2026

by Structured Settlement Watchdog

A “Farce” in Your General Direction”  

With all due respect to John Cleese in Monty Python and the Holy Grail, lead generators for the structured settlement factoring industry like Annuity.org have been spinning the “written by, edited by and financially reviewed by a CPA or MBA” farce for years. But these often wafted “prestige hooks” are easily discredited as I will show you now.

Annuity.org does not have a good grasp of Structured Settlement Basics as this diagram shows

Published on Annuity.org  11/10/2023 | Retrieved 7/5/2024

Annuity.org doesn’t have a good grasp of the facts

Step 1  Claimant “Agrees to Settle and Releases  From Liability” Defendant

Step 2  Defendant Funds the Settlement and Assigns Liability to Assignment Company

Step 3  Assignment Company assumes the responsibility to make payments and Purchases an annuity from Insurance Company

Step 4   Insurance Company Makes Payment to Claimant

Annuity.org and the edited by reviewed by team sums it up

“While the arrangement may sound complicated, it is designed to take ‌damages and restitution full circle — back to the claimant“. 

“Structured settlements are relatively simple” claims Terry Turner, the author. If that were the case, how could it get so foozled by Turner and Annuity.org quality control so badly?

Annuity,org , its writer, its editor and its financial reviewer with an MBA completely miss THE MOST critical element in the establishment of a structured settlement, the release of liability in exchange for a promise to make future periodic payments

Please refer to the 4structures.com LLC Flow Chart below for the correct sequencing

Annuity.org Reposted and Repeated its own Previous Farce

Readers should know that Annuity.org has been spreading this nonsense since at least February 13, 2022, as I covered here  The Structured Settlement Process | Annuity.Org Cites 10 Sources and Still Gets It Wrong – Structured Settlements 4Real® Blog: Structured Settlements | Settlement Planning News and John Darer Reviews The chart in that case was a shade of blue, not coffee stain brown.

The above Annuity.org chart was wrong in 2022. The same Annuity.org chart was republished in 2023 and “edited” by Savannah Pittle and “financially reviewed” by Timothy Li MBA in a “farce regurge”.  Who does the fact review at Annuity.org?

Annuity.org serves CBC Settlement Funding, a structured settlement factoring company based in Conshohocken, PA. Throughout its existence, I have diligently documented that the quality control at Annuity.org, in terms of demonstrable comprehension of structured settlements, has at times been, in my opinion, a farce.

See  Structured Settlements 4Real® Blog: Structured Settlements | Settlement Planning News and John Darer Reviews: Annuity.org | Sweeping Up Poor Annuity.org Research

Part of my long standing mission in my strucured settlement watchdog capacity is to help structured settlement consumers have the clearest path to accurate information about structured settlements.

The October 2023 Annuity.org Farce

Let’s move onto an October 2023 Annuity.org chart (displayed below) which is even more deficient than the other Annuity.org regurge.

This is overly simplistic and just plain wrong. Did the MBA really review this crap?  

Once again, please refer to the 4structures.com LLC flow chart above for the proper sequencing and here How Do Structured Settlements Work | Structured Settlements Explained (4structures.com).