Structured Settlements 4Real®Blog 2026

Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.

by Structured Settlement Watchdog

Top Ten Reviews is not a credible source of structured settlement information because of its false portrayal.

Eli McCormick author of "The Best Structured Settlement Annuity Companies" does not even list a single structured settlement annuity company. 

Three of the companies are owned by JG Wentworth and six of the rest are structured settlement factoring companies, One name isn't even a company. Novation Settlement Solutions is a fictitious entity used as DBA for Novation Funding LLC, according to a lawsuit complaint  in which said entity is a defendant in the Southern District of Florida. 

  • Annuity Transfers                     FALSELY PORTRAYED AS A STRUCTURED SETTLEMENT ANNUITY COMPANY
  • Fairfield Funding                      FALSELY PORTRAYED AS A STRUCTURED SETTLEMENT ANNUITY COMPANY
  • JG Wentworth                          FALSELY PORTRAYED AS A STRUCTURED SETTLEMENT ANNUITY COMPANY
  • Novation Settlement Solutions  FALSELY PORTRAYED AS A STRUCTURED SETTLEMENT ANNUITY COMPANY
  • Olive Branch Funding                FALSELY PORTRAYED AS A STRUCTURED SETTLEMENT ANNUITY COMPANY
  • Peachtree Settlement Solutions FALSELY PORTRAYED AS A STRUCTURED SETTLEMENT ANNUITY COMPANY
  • Seneca One                                FALSELY PORTRAYED AS A STRUCTURED SETTLEMENT ANNUITY COMPANY
  • Stone Street Capital                   FALSELY PORTRAYED AS A STRUCTURED SETTLEMENT ANNUITY COMPANY
  • Strategic Capital                         FALSELY PORTRAYED AS A STRUCTURED SETTLEMENT ANNUITY COMPANY
  • Woodbridge Structured Funding   FALSELY PORTRAYED AS A STRUCTURED SETTLEMENT ANNUITY COMPANY

That companies like Novation are included as a top 10 company when they falsely advertise maximum payouts while skanking young African Americans for big money shows just how little Eli McCormick did in terms of research.  The website Top Ten Reviews is registered to David Ropelato, of Ogden Utah, according to whois records.   While Dave Ropelato's website may be intended as a way to help consumers, it actually hurts consumers by providing false and misleading information. 

Top Ten Reviews asks the rhetorical question " What Is the Process for Selling My Annuity?", when it is not the annuity that gets sold in a structured settlement factoring transaction, it is "structured settlement payment rights".

It's a fundamental flaw that undermines the entire list and someone who owns Top Ten Review ostensibly gets a payoff each time someone clicks on one of the "phony baloney" "structured settlement annuity companies".

 

 

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