Structured Settlements 4Real®Blog 2026

Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.

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The STRUCTURED SETTLEMENTS 4REAL® Blog is a highly regarded source for structured settlement news, information, and commentary, led by structured settlement and settlement planning subect mater expert John Darer CLU ChFC MSSC CeFT RSP CLTC. With two decades of operation, the blog and 4structures.com are recognized as comprehensive resources, offering detailed guides and specialized insights. Established in 2005, the blog caters to a broad audience, including legal professionals, injured individuals, families, and various stakeholders, providing reviews and opinions on settlement planning. John Darer, President of 4structures.com LLC, is a seasoned structured settlement expert with over 40 years of financial services experience and 31 years specializing in structured settlements. Based in Stamford, CT, he is a Certified Financial Transitionist and Registered Settlement Planner, holding insurance licenses in 45 states and the District of Columbia. John Darer is dedicated to transparency and advocacy, he emphasizes the importance of engaging trained and licensed professionals for settlement planning, offering valuable insights through his investigative journalism and professional commentary.

Structured Settlement Annuities Issued by Worlds Largest Insurer Groups

by John Darer CLU ChFC CSSC RSP CLTC

Structured settlement annuities are issued by units of the world's largest insurance companies.

Units of these companies issue structured settlement annuities (by 2011 Asset Rank-non banking assets)

  • MetLife Inc. #4 
  • Prudential Financial Inc. #5 
  • American International Group, Inc.  #8
  • Manulife Financial Corp #12
  • Berkshire Hathaway Inc.   #18

Some insurers also issue Periodic Payment Reinsurance | Reinsurance Structured Settlements

Units of these companies are former issuers of structured settlement annuities 

  • Aviva plc #11
  • Aegon NV #13
  • ING Groep NV #14

Source A.M. Best February 2013

Structured settlement annuities and periodic payment reinsurance are only offered through licensed life insurance agents or brokers who are appointed by the life insurance companies that issue the annuities.

You can check to see if a particular agent or broker is licensed in your state by referring to the website of your state's insurance depertment (may also be referred to as Department of Financial Services). 

Click Structured Settlement Companies | Top Structured Settlement Companies 2025.

 

 

 

 

 

 

 

 

 

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