Structured Settlements 4Real®Blog 2026

Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.

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The STRUCTURED SETTLEMENTS 4REAL® Blog is a highly regarded source for structured settlement news, information, and commentary, led by structured settlement and settlement planning subect mater expert John Darer CLU ChFC MSSC CeFT RSP CLTC. With two decades of operation, the blog and 4structures.com are recognized as comprehensive resources, offering detailed guides and specialized insights. Established in 2005, the blog caters to a broad audience, including legal professionals, injured individuals, families, and various stakeholders, providing reviews and opinions on settlement planning. John Darer, President of 4structures.com LLC, is a seasoned structured settlement expert with over 40 years of financial services experience and 31 years specializing in structured settlements. Based in Stamford, CT, he is a Certified Financial Transitionist and Registered Settlement Planner, holding insurance licenses in 45 states and the District of Columbia. John Darer is dedicated to transparency and advocacy, he emphasizes the importance of engaging trained and licensed professionals for settlement planning, offering valuable insights through his investigative journalism and professional commentary.

Too Big To Fail Insurers: Systemic Risk Being Examined for New Financial Safety Rules

The International Association of Insurance Supervisors (IAIS) said September 30th that they still haven’t completed their study of which insurance companies are global systemically important financial institutions (G-SIFIs) and they cannot decide whether they should face extra capital rules until that work is complete.

The IAIS is helping to draw up new rules for the Financial Stability Board, aimed at preventing a repeat of the problems seen at insurer AIG, which required a rescue by the U.S. government during the 2008 financial crisis.

The rules for insurers are expected to be finalized in time for the G20 meeting in Mexico next year.

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