Structured Settlements 4Real®Blog 2026

Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.

by Structured Settlement Watchdog®

Tulsa Lawyer Dick Risk, a blowhard who took debatable credit for “his class action lawsuit” taking down Hartford Life Insurance Company’s structured settlement annuity program, now publishes an annuity chart that includes Hartford Life as a structured settlement resource for clients which presumably include other lawyers, plaintiffs and structured settlement brokers. 

On November 11, 2010  Dick Risk spoke before a group of settlement purchasers on a panel with the structured settlement watchdog and bemoaned what he alleged was a 30 year old business model. Yet on THIS display shouldn’t the “bemoaner” Risk be the “bemoaned” ? After all his annuity chart contains a copyright from 2007.  It’s just about 2011!

In my opinion the annuity chart (as of 12/31/2010) presented on the Risk Law Firm website SHOULD NOT be relied upon  by anyone, as it includes  numerous errors, such as:

  • 3*      * one company merged with another and the surviving entity is writing so not counted
  • 14  (in may cases more than one incorrect rating per company)
  • 3
  • 1

Does this industry “legend” deserve some slack because

  • Risk claimed credit for Hartford’s business decision.to suspend sales of strctured settlement annuities in 2010 (suspension of sales occurred in 2009), tying it to ” his lawsuit”, a spin that moits his co-counsel? Hartford resumes structured settlmeent annuity sales in 2011.
  • Risk was wrapped up helping to “beating up the bad guys”, even though his son is an active structured settlement broker?
  • or should we,pardon my irreverence to Risk (who in his pomp was as prolific as this author), for continuing to promote misinformation about structured settlements?
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