Structured Settlements 4Real®Blog 2026

Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.

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The STRUCTURED SETTLEMENTS 4REAL® Blog is a highly regarded source for structured settlement news, information, and commentary, led by structured settlement and settlement planning subect mater expert John Darer CLU ChFC MSSC CeFT RSP CLTC. With two decades of operation, the blog and 4structures.com are recognized as comprehensive resources, offering detailed guides and specialized insights. Established in 2005, the blog caters to a broad audience, including legal professionals, injured individuals, families, and various stakeholders, providing reviews and opinions on settlement planning. John Darer, President of 4structures.com LLC, is a seasoned structured settlement expert with over 40 years of financial services experience and 31 years specializing in structured settlements. Based in Stamford, CT, he is a Certified Financial Transitionist and Registered Settlement Planner, holding insurance licenses in 45 states and the District of Columbia. John Darer is dedicated to transparency and advocacy, he emphasizes the importance of engaging trained and licensed professionals for settlement planning, offering valuable insights through his investigative journalism and professional commentary.

LIMRA Report Suggests Structured Settlement Annuities on Track For Benchmark

by John Darer CLU ChFC CSSC RSP

Structured settlement annuity sales (in the primary market) reached $1.5B for Q2 2010 according to the Life Insurance Market Research Association (LIMRA) U.S. Individual Annuities Second Quarter 2010 Sales Report, which represents 96 percent of the market and was released August 13, 2010.

At $1.5B per quarter the settlement industry would be humming at a clip that is consistent with the "spiritual" industry benchmark of $6B. The industry has been sending mixed messages. On the one hand some producers complain that business is down and it's a dying industry. Calls for its demise are premature.

Prudential Insurance Company of America, in business since the 19th Century, just announced to its field force that Q2 2010 was its best structured settlement annuity sales quarter EVER

We have noticed a marked increase in business volume in the last 60 days and have heard similar stories from industry brethren.

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