Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
The STRUCTURED SETTLEMENTS 4REAL® Blog is a highly regarded source for structured settlement news, information, and commentary, led by structured settlement and settlement planning subect mater expert John Darer CLU ChFC MSSC CeFT RSP CLTC. With two decades of operation, the blog and 4structures.com are recognized as comprehensive resources, offering detailed guides and specialized insights. Established in 2005, the blog caters to a broad audience, including legal professionals, injured individuals, families, and various stakeholders, providing reviews and opinions on settlement planning. John Darer, President of 4structures.com LLC, is a seasoned structured settlement expert with over 40 years of financial services experience and 31 years specializing in structured settlements. Based in Stamford, CT, he is a Certified Financial Transitionist and Registered Settlement Planner, holding insurance licenses in 45 states and the District of Columbia. John Darer is dedicated to transparency and advocacy, he emphasizes the importance of engaging trained and licensed professionals for settlement planning, offering valuable insights through his investigative journalism and professional commentary.
New website, boldly declaring itself a non-nonsense guide to structured settlement
Ironically, the website has plenty of nonsense to spare
The site structured-settlement-consultant(dot)com,which was at time of publication is registered to Jim O’Neal (left), is pure structured settlement social media road kill.
O’Neal’s grand “project” feels less like a resource and more like a digital yard sale, crammed with random online trinkets and plastered in pay-per-click and banner ads—fantastic for padding Jim O’Neal’s bank account, but a guaranteed nap-inducer for anyone hunting real wisdom on structured settlements. Some of it is such a hilariously bad cut-and-paste job, you almost have to admire the sheer talent it takes to deliver chaos with so little actual know-how.
On Structured and Annuity Settlement Consultants
“A structured settlement company will then purchase the method of paying the settlement over time called annuity which sends the payment to the plaintiff of the case which is fixed in time and amount.”
“There is a lot of resource companies in the industry. All of these companies are offering quick cash solution for their clients. Opportunity to sell annuity payments for immediate cash is presented”. followed by a video featuring Settlement Professionals’ Jack Meligan in his pink shirt. Then, straight from ,
“The consultants may have brokered many cases in the past. The personalities in these companies are holders of certificates from universities”.
On How to Acquire a Structured Settlement Quote
Says “As an old saying goes, “Haste makes waste”. You may think that selling your structured settlement is easy as drinking diet Pepsi where you can satisfyingly burp after the last drop”.
On Structured Settlement Purchasing and Selling
O’Neal uses an LBN video interview of Texas lawyer Joe Jamail to support the selling of structured settelment payments, when the content of the video clearly reveals that Jamail very clearly acts to protect his clients in this area. Talk about “gagging a maggot off a meat wagon”!
On Choosing a Reliable Structured Settlement Company Through the Right Broker
Confuses the term structured settlement company with factoring company
Posts an April 2009 LBN video featuring Mark Wahlstrom discussing the “survival of the planners” and the consolidation of the settlement market.
Suggesting that a savvy seller of structured settlement payment rights should work with a broker “registered with the Department of Justice” and one state is like saying you should hire a chef certified by NASA to make you a sandwich. O’Neal seems to have skimmed the basics of annuity brokering in the U.S. without grasping the DOJ’s fearsome ability to squash any unauthorized sales of United States government-owned structured settlement annuties. Also, brokers aren’t registered with the DOJ—they’re licensed by individual states and partnered with specific insurance companies. Nice try, O’Neal!
I could rant endlessly about structured-settlement-consultant(dot)com, but the site is pure gibberish. Save yourself the headache and skip a website seemingly thrown together by someone who couldn’t be bothered to do their homework first.
How about consulting someone who actually knows about the subject your writing about?
To aspiring writers like Jim O’Neal: If you’re planning to write about structured settlements, even if it’s just to pad your wallet with pay-per-click cash, how about doing something revolutionary—like consulting someone who actually knows about structured settlements—before putting pen to paper? Just a thought!
Postscript
It didn’t take long for Jim O’Neal’s wretched excuse for structured settlement information to be removed from the Internet.
The site structured-settlement-consultant(dot)com,which was at time of publication is registered to Jim O’Neal (left), is pure structured settlement social media road kill. 
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