Structured Settlements 4Real®Blog 2026

Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.

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The STRUCTURED SETTLEMENTS 4REAL® Blog is a highly regarded source for structured settlement news, information, and commentary, led by structured settlement and settlement planning subect mater expert John Darer CLU ChFC MSSC CeFT RSP CLTC. With two decades of operation, the blog and 4structures.com are recognized as comprehensive resources, offering detailed guides and specialized insights. Established in 2005, the blog caters to a broad audience, including legal professionals, injured individuals, families, and various stakeholders, providing reviews and opinions on settlement planning. John Darer, President of 4structures.com LLC, is a seasoned structured settlement expert with over 40 years of financial services experience and 31 years specializing in structured settlements. Based in Stamford, CT, he is a Certified Financial Transitionist and Registered Settlement Planner, holding insurance licenses in 45 states and the District of Columbia. John Darer is dedicated to transparency and advocacy, he emphasizes the importance of engaging trained and licensed professionals for settlement planning, offering valuable insights through his investigative journalism and professional commentary.

Dancing Annuities

Prosperity Partners suggests that "you can start dancing when you discover it’s possible to get cash for an annuity", and "if you don’t use all the cash", they tell you to "keep dancing by putting the balance in your savings account".

Of course PPI forgot to tell you that you will be "brake dancing" because by selling your annuity at a discount you will be simultaneously putting the brakes on your long term financial security. Does trading tax free or tax deferred benefits from the annuity for taxable savings account rates make so much sense that it will have you spinning on your head?

FREEZE FRAME! According to Bankrate.com money market savings accounts are paying on the average 2.43%. Interest Checking is paying on the average 1.58%.

Oh baby!

http://uk.babelfish.yahoo.com/free_trans_service/babelfish2.js?from_lang=en&region=us

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