Structured Settlements 4Real®Blog 2026

Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.

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The STRUCTURED SETTLEMENTS 4REAL® Blog is a highly regarded source for structured settlement news, information, and commentary, led by structured settlement and settlement planning subect mater expert John Darer CLU ChFC MSSC CeFT RSP CLTC. With two decades of operation, the blog and 4structures.com are recognized as comprehensive resources, offering detailed guides and specialized insights. Established in 2005, the blog caters to a broad audience, including legal professionals, injured individuals, families, and various stakeholders, providing reviews and opinions on settlement planning. John Darer, President of 4structures.com LLC, is a seasoned structured settlement expert with over 40 years of financial services experience and 31 years specializing in structured settlements. Based in Stamford, CT, he is a Certified Financial Transitionist and Registered Settlement Planner, holding insurance licenses in 45 states and the District of Columbia. John Darer is dedicated to transparency and advocacy, he emphasizes the importance of engaging trained and licensed professionals for settlement planning, offering valuable insights through his investigative journalism and professional commentary.

Isn’t It Time For “Mutiny” on the “JG Wentworth Bounty”?

What is the matter with the overly aggressive little Pirate at JG Wentworth?    A young lady called me rather upset. She was only looking for $4,000 because of a true emergency and "Bryn Mawr Blackbeard" suggested she sell $50,000 worth of future payments over the next 7 years for about $22,000?

A few structured settlement brokers purportedly refer business to JG Wentworth or one of its alter egos. They know who they are. Once their identities are confirmed, they will appear in the  SS4R Wall of Shame because they simply "don’t get it". If you are a trial lawyer ask your broker if they participate financially in any deals with JG Wentworth, 321 Henderson or the Structured Settlement Alliance.  You and your clients deserve to know the truth.

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