Structured Settlements 4Real®Blog 2026

Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.

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The STRUCTURED SETTLEMENTS 4REAL® Blog is a highly regarded source for structured settlement news, information, and commentary, led by structured settlement and settlement planning subect mater expert John Darer CLU ChFC MSSC CeFT RSP CLTC. With two decades of operation, the blog and 4structures.com are recognized as comprehensive resources, offering detailed guides and specialized insights. Established in 2005, the blog caters to a broad audience, including legal professionals, injured individuals, families, and various stakeholders, providing reviews and opinions on settlement planning. John Darer, President of 4structures.com LLC, is a seasoned structured settlement expert with over 40 years of financial services experience and 31 years specializing in structured settlements. Based in Stamford, CT, he is a Certified Financial Transitionist and Registered Settlement Planner, holding insurance licenses in 45 states and the District of Columbia. John Darer is dedicated to transparency and advocacy, he emphasizes the importance of engaging trained and licensed professionals for settlement planning, offering valuable insights through his investigative journalism and professional commentary.

Sense of JG Wentworth questioned by Cockeyed.Com

A recent article on Cockeyed.Com states a belief by the author that Profiles in Value supplied by JG Wentworth showed the success of J.G.Wentworth more than the success of its clients. The article is entitled "Selling the Golden Goose: Selling a Structured Settlement" and is worth a read. "Cockeyed" in this case means the author Rob Cockerham as opposed to the foolish and the absurd. He is the one pointing out the absurd.

It would interesting to see a study which shows whether structured settlement recipients who sold the periodic payment rights to their structured settlement are better off or worse than they would’ve been had not sold the periodic payment rights to their structured settlement.

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