Structured Settlements 4Real®Blog 2026

Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.

If you are a consumer who wants a structured settlement (or you are a trial lawyer with a client who wants a structured settlement) you cannot get one from JG Wentworth, which is a factoring company (also sometimes referred to as specialty finance or transfer company)

A structured settlement is a defined term under the United States Internal Revenue Code. Save the rare exception of a Treasury Bond Trust, creating a structured settlement requires an insurance license. An insurance license appears to be something, from my research, that JG Wentworth does not have. Go to any state insurance departments web site and plug in JG Wentworth. See if there is a valid insurance license that come up. JG Wentworth continues to make false advertising claims on the Internet that it is "the leader in the structured settlement industry" which confuses consumers seeking structured settlements.

JG Wentworth should be a better citizen, stop making this false advertising claim and thrive on the positive rather than its notoriety.

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