Structured Settlements 4Real®Blog 2026

Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.

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The STRUCTURED SETTLEMENTS 4REAL® Blog is a highly regarded source for structured settlement news, information, and commentary, led by structured settlement and settlement planning subect mater expert John Darer CLU ChFC MSSC CeFT RSP CLTC. With two decades of operation, the blog and 4structures.com are recognized as comprehensive resources, offering detailed guides and specialized insights. Established in 2005, the blog caters to a broad audience, including legal professionals, injured individuals, families, and various stakeholders, providing reviews and opinions on settlement planning. John Darer, President of 4structures.com LLC, is a seasoned structured settlement expert with over 40 years of financial services experience and 31 years specializing in structured settlements. Based in Stamford, CT, he is a Certified Financial Transitionist and Registered Settlement Planner, holding insurance licenses in 45 states and the District of Columbia. John Darer is dedicated to transparency and advocacy, he emphasizes the importance of engaging trained and licensed professionals for settlement planning, offering valuable insights through his investigative journalism and professional commentary.

United States Life Insurance and Annuity Segment ” Stable” A.M. Best

by John Darer CLU ChFC CSSC RSP CLTC

Investment impairments seem to be on the decline in the life insurance and annuity segment, according to A.M Best analysyt Andrew Edelsberg in an interview that appears on World Risk and Insurance News TV. This has been due to the de-risking of investment portfolios over the last several years which has improved balance sheets.

http://c.brightcove.com/services/viewer/federated_f9?isVid=1&isUI=1
Many of the companies that issue structured settlement annuities have been around for over 100 years, some since before the US Civil War! Check out 4structures.com LLC’s Pinterest Board about structured settlement annuity issuers. On it is a collage of images that portray the longevity and history of the companies that back structured settlement obligations. http://www.pinterest.com/4structures/structured-settlement-annuity-issuers.

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