Structured Settlements 4Real®Blog 2026

Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.

4 Pedantic Patrick Hindert is at it again with Structured Settlement Credo-3 making veiled attacks on Joe Jamail and others, using religious dogma that is irrelevant to the subject.

In this latest rant Patrick Hindert attempts to inveigle Richard Halpern in this dogma about "original sin".

The Halpern Response

I contacted Richard Halpern for comment and this was his response:
 
"Since 1982 everything I've said, written or done has been for the purpose of protecting plaintiffs
  • I don't believe that factoring (which Hindert supports), adequately protects a plaintiff against spendthrift proclivities
  • I believe that excuses for factoring are made by people who are not selling products or solutions that solve all of the problems for plaintiffs
To the extent my personal belief overlaps Hindert's structured settlement credo is purely coincidental. I believe in a sense of right and wrong.
 
It is ironic that Patrick Hindert has chosen to adopt "Good People and Bad People", a phrase of segregation, at this time in our history, a day of celebration of the life of Dr. Martin Luther King on the eve of the inauguration of Barack Obama, the first African-American President of the United States and possibly the first black leader of any industrialized nation. As someone who personally knew and worked with Dr. Martin Luther King I remember when there was an attitude of "good people and bad people" and that African Americans were considered "bad people" (not by me). If that is the consideration to be bad person then I am proud to be considered a "bad person" by Patrick Hindert.
 
Barack Obama has said "there is no red state America; there is no blue state of America; there is the United States of America".  The word "bad" should be reserved for rapists, murderers (and possibly Bernie Madoff) not for ideological differences.
 
As someone who believes in his country, I respect that a man is entitled to his opinion, no matter how misguided I may think he is. I would even fight to protect his right to express such a ridiculous position"
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