Structured Settlements 4Real®Blog 2026

Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.

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The STRUCTURED SETTLEMENTS 4REAL® Blog is a highly regarded source for structured settlement news, information, and commentary, led by structured settlement and settlement planning subect mater expert John Darer CLU ChFC MSSC CeFT RSP CLTC. With two decades of operation, the blog and 4structures.com are recognized as comprehensive resources, offering detailed guides and specialized insights. Established in 2005, the blog caters to a broad audience, including legal professionals, injured individuals, families, and various stakeholders, providing reviews and opinions on settlement planning. John Darer, President of 4structures.com LLC, is a seasoned structured settlement expert with over 40 years of financial services experience and 31 years specializing in structured settlements. Based in Stamford, CT, he is a Certified Financial Transitionist and Registered Settlement Planner, holding insurance licenses in 45 states and the District of Columbia. John Darer is dedicated to transparency and advocacy, he emphasizes the importance of engaging trained and licensed professionals for settlement planning, offering valuable insights through his investigative journalism and professional commentary.

MassMutual Structured Settlement Annuities: Yahoo Finance, Hoovers, Aomid All Get It Wrong

by Structured Settlement Watchdog

If only it were true that MassMutual issued structured settlement annuities today. The industry would have another solid A.M. Best rated A+ rated company. Unfortunately the would be Christmas Eve present is a lump of coal delivered by Aomid News' Pam Erickson.

Aomid says it "endeavors to bring you the best news as it develops. The staff consists of able writers who are all experts in their fields.…Aomid started as a quest to inform our readers of developing news".  (all underlines added by us for emphasis)

An article posted December 24, 2010 includes the following:

Massachusetts Mutual Life Insurance, sometimes known as MassMutual Financial Group, but usually called by its nickname, MassMutual, provides financial services including life insurance, annuities, money management, and retirement planning. Founded in 1851, MassMutual’s US and global clients include individuals and businesses. The company also offers disability income insurance, long-term care insurance, structured settlement annuities, and trust services.
The same misinformation is published on the website of indiacatalog.com, Yahoo Finance, Hoovers

As this official MassMutual website shows MassMutual has not offered structured settlements for almost 4 years (since January 2007). The company only services structured settlements that it write prior to January 2007.

A similar statement to the Aomid statement about Mass Mutual appears in all current releases on the MassMutual website states and does NOT mention structured settlement annuities:

About MassMutual
Founded in 1851, MassMutual is a leading mutual life insurance company that is run for the benefit of its members and participating policyholders. The company has a long history of financial strength and strong performance, and although dividends are not guaranteed, MassMutual has paid dividends to eligible participating policyholders every year since the 1860s. With whole life insurance as its foundation, MassMutual provides products to help meet the financial needs of clients, such as life insurance, disability insurance, long term acre insurance, retirement/401(k) plan services and annuities. In addition, the company’s strong and growing network of financial professionals helps clients make good financial decisions for the long-term.

Aomid News also freely uses the MassMutual trademarked logo though the cynic in me believes that it has neither sought nor received permission to use it.

It is not a coincidence that the AOMID News misinformation is accompanied by no fewer than 10 Google adsense placements.

Structured Settlement Watch Dog Pet Project is Financial Literacy
The structured settlement watchdog's ah… "pet cause" (bad-ump-bum) is increasing the level of financial literacy on the subject of structured settlements and financial literacy generally.

 

 

 

 

 

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