Structured Settlements 4Real®Blog 2026

Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.

by Structured Settlement Watchdog

The following is a true story:

A plaintiff was considering a United States Treasury Bond Structured Settlement Trust and one of our industry brethren said he "also did T Bonds". When pressed by his competitor and the claims adjuster (his own client) to provide details, the structured settlement consultant was heard to say:

" Annuity carriers have T Bonds in Their Portfolios"

Should we say thank you to our competitor for becoming the punchline to a bad joke, the resulting ROFLMAO, and making the rest of our jobs a whole lot easier? Or do we pity the flights of financial illiteracy of those upon whom we are supposed to depend for advice?
Queen_throne_watch_jester_dance_md_clr  
Seriously, It is times like these when people should be seeing the best of what you have to offer. If you don't know what you are talking about keep your trap shut and seek help.

Financial Literacy….GET IT!?!

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