Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
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Category: Years of Experience Stacking
Years of experience stacking is a term to describe when businesses add up the years of exoerience of individual members and then take the total as the company’s years of experience.
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The article critiques the misleading practice of “years of experience stacking,” which allows companies to exaggerate their experience by summing individual broker years without clarity. It argues this is absurd, using humorous historical references and legal contexts. Ultimately, it emphasizes true credibility and transparency are pivotal in structured settlements.
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Fairfield Funding in stunning Four Fold Years of Experience Exaggeration in a nationally syndicated press release stating that the company has over 60 years of experience when Fairfield Funding has only been in existence since August 2008.
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Stack formation is a “fake it ’til you make it” marketing deception where a young company “stacks” years of experience of multiple individuals to create an illusion that a young company has been in existence for a long time. The more honest and ethical approach is to average years of experience.