Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
recent posts
- 🔥Founder and Former CEO of 777 Partners, Joshua Wander, Pleads Guilty⚖️ to $500 Million Fraud Scheme — DOJ Confirms Double‑Pledging, Misappropriation of Structured‑Settlement Funds, and Falsified Bank Statements
- The Steering Problem Needs a Wake‑Up Call
- Companies Still Using the Incorrect Term “Secondary Market Annuity”
- Canonical: Non‑Qualified Assignment (NQA)
- ⭐ THE 18–25 GUIDE TO STRUCTURED SETTLEMENTS
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Category: Years of Experience Exaggeration
Some companies stack the years of experience of people working at the company through simple addition and create a falsehood that rises to deception when used to solicit customers of financial products. The exaggeration is deceiving because there is genrally no explantion whetehr the years are stacked, averaged, whetehr the years of experience are in the industry, selling the same products and services and so on.
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The article critiques the misleading practice of “years of experience stacking,” which allows companies to exaggerate their experience by summing individual broker years without clarity. It argues this is absurd, using humorous historical references and legal contexts. Ultimately, it emphasizes true credibility and transparency are pivotal in structured settlements.
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Fairfield Funding in stunning Four Fold Years of Experience Exaggeration in a nationally syndicated press release stating that the company has over 60 years of experience when Fairfield Funding has only been in existence since August 2008.
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Sell Any Annuity claims to have 75+ years of experience in a display of dogged factoring slobber. If that were true, that would mean that Sell Any Annuity was established in 1947, Newer companies attempt to beef up their resume with a “Years of Experience Scam”. Here’s how it works,
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Even with all the value that merely pennies on the dollar will buy, Black Square Financial promotes the following falsehoods (1) Implication that you can restructure an existing structured settlement. (2) Statement that you can take control of a policy (that you do not own). (3) ” Structure your policy”
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Why is True Vision Funding Not Registered in CT but Actively Soliciting CT residents. Fortunately the Connecticut resident had the good sense to contact me instead of having “blind faith” in True Vision.
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A years of experience stacker scam is when companies try to impress by stacking years of experience of it’s staff instead of an average. Say Novation has 50 people with 1 year of experience…that’s 50 years of combined experience. Same with 25 people with 2 years or 2 people with 25 years