Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
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Category: Wrongful Death Structured Settlements
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Structured settlements In wrongful death cases. Wouldn’t a personal injury law firm want their clients have ALL options available? Structured settlements, a solution to “one of the things that Americans worry about most in the world” and help manage the transition from what was, to what will be.
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Structured settlement payments can be equal or unequal, depending on their qualification status. Qualified payments allow flexibility in types and durations, while non-qualified payments are subject to specific IRS rules regarding equal payments. Various companies facilitate these assignments, and there are alternative funding options beyond traditional annuities.
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The post discusses the benefits of structured settlements, particularly during financial crises, as exemplified by a client’s gratitude for guaranteed monthly income during the 2008-2009 crisis. It critiques the factoring industry for misleading practices that suggest trading structured settlement payments for a lump sum, emphasizing the value of receiving consistent payments.
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Proper documentation of consideration is vital for structured settlement payments, particularly the “promise to pay” for periodic payments. Inadequate wording may render the settlement defective, leaving plaintiffs unprotected. It’s essential to ensure obligations are clearly stated to avoid future complications in qualified assignments, as outlined in IRC 130(c).

