Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
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Category: Texas Structured Settlement Cash Now
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The Corporate Transparency Act aimed to target shell companies and money laundering but disproportionately burdens small, transparent businesses instead. While genuine entities must submit detailed information, complex corporate structures evade scrutiny. This regulatory gap allows opaquely operating LLC networks to thrive, undermining the act’s intent to enhance transparency and accountability.
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In this blog John Darer reviews some really contorted statements about structured settlement factoring in a piece authored by Mia Taylor and edited by Hannah Smith for Bankrate.com and Yahoo Finance, and delivers his riposte below.
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It’s your money yes, but what’s so great about only getting pennies on the dollar now? You think that’s worth shouting about?
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The annuity that funds the structured settlment is not owned by the payee, it is owned by the qualified assignment company. In a structured settlement transfer, the annuity does not get transferred or purchased. What is bought and sold is the structured settlement payment rights
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It’s bad enough that certain stand alone structured settlement factoring companies and their shills “misgender” settlements as awards, but a settlement purchaser associated with a settlement planning firm is joining in the “poopsmithery”.
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Such a short term duration is attractive to investors, particularly payment rights from Metropolitan Life Insurance Company, a company in business since 1868. Always shop around, no matter what.
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A Structured Settlement COLA, or Cost Of Living Adjustment, is a fixed annual increase in future payments, elected before settlement finalization. While typically non-taxable, certain scenarios—like variable income streams or taxable damages—may incur tax liabilities. Recent developments include new index-linked structured settlement options by various insurers.