Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
recent posts
- Daily Rates Are Often an Important Cost Driver of Structured Settlements
- 🔥Founder and Former CEO of 777 Partners, Joshua Wander, Pleads Guilty⚖️ to $500 Million Fraud Scheme — DOJ Confirms Double‑Pledging, Misappropriation of Structured‑Settlement Funds, and Falsified Bank Statements
- The Steering Problem Needs a Wake‑Up Call
- Companies Still Using the Incorrect Term “Secondary Market Annuity”
- Canonical: Non‑Qualified Assignment (NQA)
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Category: Temecula Structured Settlements
Temecula Structured Settlements features commentary by structured settlement expert John Darer that may be of interest to injured persons, guardians, consumers, lawyers, businesses in Temecula, CA with personal injury or wrongful death claims and/or who seek Independent Professional Advice.
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A structured settlement lock-in (or lock in) means that the structured settlement annuity issuer will guarantee the cost of a structured settlement, including the specific payment stream in exchange for the “quid pro quo” of a commitment to accept or purchase.
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MetLife has launched the Non-Qualified Assignment Flex Agreement (NQA-FA), providing enhanced payment flexibility not restricted by IRC 72(u). This product supports deferred payments, lump sums, and annual increases, allowing for customization. It serves as a settlement tool for non-physical injury claims, offering reliability and strong repayment features.
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In this blog John Darer reviews some really contorted statements about structured settlement factoring in a piece authored by Mia Taylor and edited by Hannah Smith for Bankrate.com and Yahoo Finance, and delivers his riposte below.
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John Darer reviews a recent Forbes Advisor inaccurate “Expert Reviewed” structured settlement Holey Moly by a UCLA law professor, only 4 Months after publishing Jeremy Babener’s excellent Forbes Advisor contribution about structured settlements which had multiple credible sources.
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Structured settlement daily rates are like daily specials at a restaurant. Just like daily specials at your favorite restaurant can vary from day to day, so can daily rates for structured settlement annuities.
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Under the cover of a company marketing video, the subject structured settlement broker targets “surviving spouses and ‘dependants’ “. At first blush it appears to be just a funny typo, but no… apprarently…it identified millions who collaborate to create intricate structires!
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People with structured settlements don’t actually own the annuities funding them; these annuities are typically owned by qualified assignment companies. However, individuals with structured settlements do have the option to sell their structured settlement payment rights if a judge approves..
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It’s disappointing when so-called experts providing independent professional advice on structured factoring transactions, don’t articulate their business properly. How can any consumer feel confident in such IPA when you consider the following, from a California Structured Settlement IPA?
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California residents with structured settlements may receive a solicitation titled “Structured Payment Analysis for California State Settlement Recipients”. They’ve supposedly done an annual review but appear to know nothing definitive. Yet it’s “urgent” you call them. It’s a scam.
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Thinking about what happens to structured settlement payments after the death of the Measuring Life, which of these four statements is correct?