Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
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Category: Taxes and Structured Settlements
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How easy is it to deal with a lump sum settlement? Think about this. The failure rate for retirement account withdrawals, when accounts run out of money, using the old “rule of thumb” of 4 percent per year withdrawal rate is as high as 57 percent.
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A lifetime annuity turns part of your settlement recovery, or savings, into stable guaranteed income you can’t outlive. With a structured settlement, stable guaraneted income can begin right away (one month from fudning) or it can be deferred or you can have more than payment stream and do both.
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Structured settlement payments received on account of physical injury, physical sickness, workers compensation, and/or wrongful death, are income tax free to extent the payments represent damages within the meaning of IRC 140(a)(1) or 104(a)(2). How valuable is the tax exclusion?
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by John Darer CLU ChFC MSSC RSP CLTC The Federal tax increases, or effective tax increases, arriving in 2013 have both settlement planning and financial planning implications and may have a positive effect on the utility of structured settlements, structured attorney fees and other financial solutions involving structured periodic payments. A. Increase in personal income tax rates…
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Settlements for wrongful termination, sexual harassment, discrimination, failure to promote, ADEA and other employment lawsuits, represent taxable damages. Lawyers for employers and employees can bring efficient conclusion to employment cases by using non qualified structured settlements
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Settlement expert John Darer CLU ChFC CSSC RSP provides a variety of annuity and non-annuity funded tax deferral solutions for structured attorney fees
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The May 2011 revision of the IRS 'Lawsuit, Awards and Settlements Audit Techniques Guide is packed with useful information for structured settlement consultants, plaintiff and defense lawyers and advisors. The 44 page reference guide includes chapters about 1. Taxability of Lawsuit Payments 2. Related topics, including Payroll and Self Employment Tax Considerations Deductions for Attorney…
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Taxpayers with disabilities and parents of children with disabilities may qualify for a number of IRS tax credits and benefits. Listed below are seven tax credits and other benefits which are available if you or someone else listed on your federal tax return is disabled. IRS Tax Tips 2011-24 issued February 3, 2011 highlights the…
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Tax increases improve the intrinsic value of existing structured settlements, as well structured attorney fee programs and non qualified assignments. An increase in income tax also makes new structured settlements more attractive, even at times when yields are modest.
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Use the Taxable Equivalent Yield Chart to see the effect of rising tax brackets at various levels of structured settlement internal rates of return. You can also use the chart to learn what your taxable investment will be worth after taxes.