Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
recent posts
- Daily Rates Are Often an Important Cost Driver of Structured Settlements
- 🔥Founder and Former CEO of 777 Partners, Joshua Wander, Pleads Guilty⚖️ to $500 Million Fraud Scheme — DOJ Confirms Double‑Pledging, Misappropriation of Structured‑Settlement Funds, and Falsified Bank Statements
- The Steering Problem Needs a Wake‑Up Call
- Companies Still Using the Incorrect Term “Secondary Market Annuity”
- Canonical: Non‑Qualified Assignment (NQA)
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Category: Tampa Structured Settlement Cash Now
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If you’re receiving lifetime annuity payments or life contingent structured settlement payments, are you better off selling the structured settlement payment rights, or doing nothing and keep on receiving the guaranteed payments for life.
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In this blog John Darer reviews some really contorted statements about structured settlement factoring in a piece authored by Mia Taylor and edited by Hannah Smith for Bankrate.com and Yahoo Finance, and delivers his riposte below.
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The annuity that funds the structured settlment is not owned by the payee, it is owned by the qualified assignment company. In a structured settlement transfer, the annuity does not get transferred or purchased. What is bought and sold is the structured settlement payment rights
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Not shopping around cost Lajuan Davis big time. He could have received $140,000 for three lump sums totaling $220,000 that he sold to piggy Orange Blossoms, LLC which charged him an effective discount rate of 13.65% and paid him only $75,000.
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The Consumer Financial Protection Bureau Issued a Warning to Consumers About Selling Their Structured Settlements in response to “What should I know before giving up my monthly disability, personal injury or structured settlement payments in exchange for a one-time lump sum payment
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The critique of Natalie Bracco’s views on structured settlements reveals significant inaccuracies. It argues that selling settlements results in substantial financial loss, contradicting her claims of minor fees. The analysis highlights that Bracco lacks understanding of the legal and financial implications, urging caution against her misguided recommendations to invest in low-performing assets.
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At the very least, sleep on it and then, with a fresh mind, think of the long term implications. Learn from the experiences of these other folks.And read this! Selling A Structured Settlement in 2023? Get The 411 on Cash Now. Don’t Be a Victim (4structures.com)