Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
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Category: Structured Settlements in Maryland
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One tertiary marketer of factored structured settlement receivables clearly communicated what they were selling, stating “Since this is not an insurance transaction it does not require an insurance license or any other license. The reason for this because it is factoring which is a sale of receivables.
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A settlement planner claims, “If the money is placed in a traditional investment, then any growth is subject to income taxes.” This statement is not entirely accurate, as it overlooks capital investments that generate capital gains when comparing traditional investments to structured settlements.
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Anyone who sold structured settlement payments for pennies on the dollar, as insurance against rising rates to “avoid becoming poorer”, would have actually done worse by selling. Most predictions fail to account for the rate you’re already receiving on the cost of the existing structured setttement.
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Certified Financial Transitionists may be helpful to help manage expectations of family, friends and others and to help sort through, organize, prioritize and make it easier to process your options. John Darer, a settlement planning expert and Certified Financial Transitionist reviews the issues here.
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Now is the time to make good use of stuctured settlements and build enduring guaranteeed income streams.Compelling yields in Excess of 5% are possible on intermediate and long term cash flows. Why take risk when you don’t have to?
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Insurance groups that include current and former structured settlement annuity issuers represent more than 43% of the largest life insurance groups in the United States. While size matters, it is only one of the criteria one should use in selecting an insurance company to fund a structured settlement
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Why is the Clamaint releasing and discharging the Defendants and/or respondents in the settlement planner’s qualified assignment and release document from a QSF, when the money was deposited in the QSF under the “resolve or satisfy” clause in § 1.461-2(c)(2)?
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Weiss insurance ratings outperformed 3 to 1.” United States Government Accountability Office (GAO). What is a Weiss Rating?
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Pacific Life offers competitively priced fixed structured settlement annuities, index linked structured settlement annuities (ILAPA) and has a variable structured settlement annuity in development. Pacific Life & Annuity Company also issues structured judgment annuities in New York cases.
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Today the A++(Superior) A.M. Best rated USAA Life insurance Company is a highly respected issuer of structured settlement annuities for a wide spectrum of claimants, particularly competive for long duration cash flows .