Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
recent posts
- Structured Settlement Annuity Guarantees Help Financial Peace of Mind
- How Sheron Jones Was Exploited — And Why D.C.’s Failure to Mandate IPA in SSPA Enabled It
- Attorney Fee Structured Settlement Factoring
- One Year Later: The Structured Settlement–to–Bitcoin Anniversary Nobody Is Celebrating
- SettlementDecisions Episode 4: Purports to be a Directory-Delivers Spam Instead
about
Category: Structured Settlements in Kentucky
-
For 30 years certain structured settlement brokers and settlement planners have raised the 30 year old Grillo legal malpractice case to drive structured settlement sales by trying to scare the crap out of plaintiff lawyers. But why have there been no other relevant legal malpractice cases in 30 years?
-
Work with a credentialed and experienced settlement planner to explore your options before signing any settlement agreement and release.
-
Divorce rates in the U.S. stand at approximately 44.6%, necessitating careful handling in structured settlements, particularly during split funding. Effective documentation and communication are vital to prevent errors that can harm clients. Issues arise when annuity issuers change processes, emphasizing the need for updated procedures in anticipation of foreseeable challenges.
-
A structured settlement annuity cannot be sold by the annuitant or payee. However, this has not deterred some from spreading misinformation to consumers. What can be sold are payment rights, provided a judge determines that the transaction is in your best interest and that of your dependents.
-
A funding agreement is a low-risk, fixed-income B2B investment that an institutional investor may purchase similar to a period certain annuity. Funding Agrement structured settlements are an alternative to an annuity to fund a non qualified assignment using a domestic assignment company.
-
The post critiques the marketing tactics surrounding Bobby Bonilla Day, questioning whether Bonilla’s contract constitutes an annuity or unfunded deferred compensation. It highlights the insensitivity of linking Bonilla’s deal to Ponzi scheme victims and emphasizes the need to reconsider the narrative surrounding Bonilla’s financial arrangement.
-
A structured settlement is financial solution that addresses what most people in America worry about the most. Structured settlements should always be considered in the settlement planning mix. Let’s get this periodic payment party started! John Darer 4structures.com LLC 888-325-8640
-
Is an Annuity Policy “issued to the plaintiff” When a Structured Settlement Is Established? No, an annuity policy is never issued to the plaintiff when a structured settlement is established. See How Structured Settlements Work | Structured Settlements Explained (4structures.com)
-
A settlement planner claims, “If the money is placed in a traditional investment, then any growth is subject to income taxes.” This statement is not entirely accurate, as it overlooks capital investments that generate capital gains when comparing traditional investments to structured settlements.
-
Anyone who sold structured settlement payments for pennies on the dollar, as insurance against rising rates to “avoid becoming poorer”, would have actually done worse by selling. Most predictions fail to account for the rate you’re already receiving on the cost of the existing structured setttement.