Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
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Category: Structured Settlements 101
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A rated age could reduce the cost of a structured judgment in New York for a Defendant. Certain aspects of a structured judgment, pursuant to CPLR 50A or CPLR 50B are life contingent.
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When members of NASP fail Structured Settlements 101 it lends support to a licensing standard. It is essential for the safety of consumers and investors that a fundamental body of knowledge is mandatory to legally operate in the space.
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No such thing as a structured annuity settlement. A structured annuity, also known as a structured settlement annuity when used as a qualified funding asset, is one way to fund a structured settlement.
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What is a structured settlement and how do I get one? Structured settlement expert John Darer® provides a brief but useful comprehensive explanation.
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What is the difference between a Plaintiff, claimant, defendant, respondent ror applicant? Proper structured settlement documentation is crucial to achieve what the parties intend. The are some differences in structured settlement documents between cases in claim or suit. Don’t mess up!
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When a structured settlement includes lifetime or life contingent payments, or the structured settlement payee is a minor, the structured settlement annuity issuer requires proof of birth. Some people lie about their age on insrance applications. Sad but true.
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Structured settlement agreement language which says “Defendant or its Insurer will arrange for the purchase of an annuity” is a potentially fatal mistake. But why is it a fatal mistake?
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Who Owns a Structured Settlement Annuity? The Annuitant, The Defendant, The Insurer or the Assignee?
A structured settlement annuity is typically owned by a qualified assignment company if the annuity is being purchased as a “qualified funding asset” to pay damages as consideration for the settlement of physical injury, physical sickness, workers’ compensation, or wrongful death survivor claims.
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A rated age helps quantify the cost of funding a structured Medicare Set Aside Arrangement (MSA) at the maximum discount and a more cost efficient funding of the future pain and suffering and future medical elements of damages in a New York structured judgement
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John Griffiths was the lead plaintiff in a class action lawsuit against Aviva and Athene. Athene agreed to provide annuitants a CMA. Some annuitants received a modest financial recovery. A needless, unfortunate episode for the insurers, underscoring the need to be vigilant when insurers transition, or runoff their product lines.