Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
recent posts
- SettlementDecisions Episode 5: What SettlementDecisions Really Is — A Lead Funnel, Not an Information Source
- Structured Settlement Annuity Guarantees Help Financial Peace of Mind
- How Sheron Jones Was Exploited — And Why D.C.’s Failure to Mandate IPA in SSPA Enabled It
- Attorney Fee Structured Settlement Factoring
- One Year Later: The Structured Settlement–to–Bitcoin Anniversary Nobody Is Celebrating
about
Category: Structured Settlement Profession
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SC Structured Settlement Protection Act | Following a multipart expose of structured settlement annuitants being exploited by structured settlement factoring companies a bill has been introduced in the South Carolina Senate seeking to amend Section 15-50-25 of the South Carolina Code of Laws
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A settlement planner who uses a professional credential in advertising but cannot articulate structured settlement fundamentals fundamentals diminishes the value of the credential by unacceptably lowering the standard. It’s up to other holders of the same credential to maintain a high bar and to call them out to “know your “sh^t!”
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A little cultural awareness goes a long way. I regret that it’s necessary to have to highlight something else by Chronovo, but it seems necessary, in my opinion. I offered to review before their publication but so far they have not taken me up on it. What a pity.
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New York Department of Insurance Office of General Counsel opined in 2007 that advertising contributions to Trial Lawyer Associations Was Also Unlawful. Yet some big donors that are structured settlement brokers often do, even in New York.
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John Darer® of 4structures.com LLC, is one of only two structured settlement and settlement planning experts to earn the CeFT® in the United States. Certified Financial Transitionist ups the game for settlement advisers with an adaptive business model that focuses on the personal side of money
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It’s an investment not only in your business but in the settlement industry and in people. Most in the industry consider our work to be noble, so consider it a form of “noblesse oblige”. A few pro bono good deeds for annuitants each week can help change the narrative.
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NY insurance law is clear. OGC Op. No.10-11-07, an on point unequivocal opinion and analysis by the Office of General Counsel of the NY State Insurance Dept ( NY Dept of Financial Services) conclusively lays waste to what this affiliate of top NYSTLA contributor is doing
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The settlement planning space I operate in is at the intersection of multiple dynamic overlapping disciplines as part of a much larger dynamic financial services industry. This necessitates not only an incredible foundation level of knowledge but the need to stay current, to keep the pace.
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Digital copies of structured settlement documents stored on a computer may be useless and inaccessible, if the beneficiary cannot get into a computer, smartphone, or cloud account, after accounts are frozen at the notice of death and/or passwords cannot be found.
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What will it take for the structured settlement industry to produce $6 billion in annual annuity premium? Not much, if you consider the following immutable facts